by our College Data Analytics TeamThe majority of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Worcester State University can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial aid options can Worcester State offer, and what will you qualify for? Keep reading for more information. Keep scrolling to learn just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Worcester State University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Worcester State University, 90% of first-time, full-time freshmen received some form of financial aid approximately 814 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $9,464 |
| Institutional grants & scholarships | 54% | $2,463 |
| Federal Pell grants | 42% | $5,569 |
| State/local grants | 66% | $5,816 |
| Federal student loans | 59% | $4,774 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Worcester State, approximately 59% of undergraduates were awarded grant or scholarship aid averaging $8,671 (across roughly 2813 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 59% | $8,671 |
| Federal Pell grants | 30% | $5,242 |
| Federal student loans | 44% | $5,559 |
For on-campus title-IV students, average grant aid came to $9,493.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,388 |
| $30,001 – $75,000 | $11,616 |
| Over $75,000 | $19,104 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,381 |
| Off-campus title-IV students | $14,738 |
To get a personalized net price estimate, try Worcester State’s net price calculator: www.worcester.edu/NetPriceCalculator/npcalc.htm.
The middle student in the debt distribution at Worcester State owes $13,916 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,916 |
| Median federal debt (graduates only) | $19,500 |
| Typical 10-year monthly payment (graduates) | $206.73/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Worcester State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,250 |
| 25th percentile | $5,500 |
| 75th percentile | $22,525 |
| 90th percentile (highest-debt students) | $28,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $11,879 |
| Middle income | $14,051 |
| High income | $14,950 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,903 |
| Continuing-generation students | $13,925 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,250 |
| Independent students | $11,000 |
The figure below distills the debt data into a single burden category for Worcester State.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Worcester State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 16218 |
| Total Stafford loan amount | $237,241,716 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 46 |
| Total GI Bill amount | $361,121 |
| Average GI Bill amount per recipient | $7,850 |
References
More about our data sources and methodologies.