by our College Data Analytics TeamHere you will find what students actually borrow to attend Xavier College School of Nursing, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Xavier College School of Nursing, 59% of incoming students take out a loan to help cover first-year costs, at roughly $6,700 per student, private and federal loans combined.
The average federally funded loan is $6,700. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Xavier College School of Nursing, freshmen included, 67% finance part of their studies with federal loans, for a typical $8,724 each per year. This is 30.2% more than the first-year federal average of $6,700.
At a steady annual pace, that totals around $17,448 in two years and roughly $34,896 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 67% |
| Average federal loan per year | $8,724 |
| Undergraduates with a federal loan | 106 |
| Total federal loans (one year) | $924,762 |
Graduating and withdrawing students at Xavier College School of Nursing carry a median federal debt of $16,156 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $16,156 |
| Students who completed (graduates) | $16,652 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for Xavier College School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $6,979 |
| 25th percentile | $10,101 |
| 75th percentile | $16,932 |
| 90th percentile (highest-debt students) | $16,932 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Xavier College School of Nursing.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Xavier College School of Nursing.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 26 | $11,073 |
The indicators below describe what the typical debt costs to pay back at Xavier College School of Nursing.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,751 |
| Middle income | $16,033 |
| High income | $10,301 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,441 |
| Continuing-generation students | $16,033 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,101 |
| Independent students | $16,932 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Xavier College School of Nursing.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.