by our College Data Analytics TeamA large number of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Xavier University can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does Xavier offer, and what will you qualify for? Keep scrolling for more information. Keep going to see just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at Xavier University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Xavier University, 100% of first-year full-time students received aid of some kind around 1225 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $32,088 |
| Institutional grants & scholarships | 100% | $29,809 |
| Federal Pell grants | 23% | $5,972 |
| State/local grants | 15% | $4,929 |
| Federal student loans | 63% | $5,700 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Xavier, roughly 94% of undergraduate students received gift aid averaging $29,179 (among about 4465 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $29,179 |
| Federal Pell grants | 16% | $5,912 |
| Federal student loans | 53% | $6,876 |
For students living on campus and receiving title-IV aid, grants averaged $32,479.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,522 |
| $30,001 – $75,000 | $30,186 |
| Over $75,000 | $34,016 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $32,997 |
| Off-campus title-IV students | $32,342 |
For a personalized estimate based on your family’s financial situation, use Xavier’s online cost calculator: www.xavier.edu/net-price-calculator/.
The median student at Xavier graduates with $18,750 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,750 |
| Median federal debt (graduates only) | $23,250 |
| Typical 10-year monthly payment (graduates) | $246.49/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. These percentiles trace how cumulative federal debt is spread among borrowers at Xavier.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $9,255 |
| 75th percentile | $27,270 |
| 90th percentile (highest-debt students) | $31,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $18,750 |
| Middle income | $18,750 |
| High income | $19,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,750 |
| Continuing-generation students | $19,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $18,750 |
A handful of calculated indicators summarize the debt outlook at Xavier.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The totals below capture Stafford lending at Xavier:
| Metric | Value |
|---|---|
| Stafford loan recipients | 19690 |
| Total Stafford loan amount | $499,192,721 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 106 |
| Total GI Bill amount | $2,010,707 |
| Average GI Bill amount per recipient | $18,969 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 7 |
| Total DoD amount | $24,500 |
| Average DoD amount per recipient | $3,500 |
References
More about our data sources and methodologies.