by our College Data Analytics TeamHere you will find what students actually borrow to attend Xenon International Academy-Denver— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Xenon International School of Hair Design, 87% of first-year students take on loan debt, averaging $8,268 per borrower, covering both private and federal loans.
On the federal side, the average loan is $8,268. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at Xenon International School of Hair Design (freshmen included), 84% take out federal student loans, borrowing on average $7,354 annually. That is 11.1% under the $8,268 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $14,708 by year two and around $29,416 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 84% |
| Average federal loan per year | $7,354 |
| Undergraduates with a federal loan | 264 |
| Total federal loans (one year) | $1,941,356 |
The median student at Xenon International School of Hair Design borrows $6,325 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,325 |
| Students who completed (graduates) | $6,332 |
| Students who withdrew | $3,121 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Xenon International School of Hair Design.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,429 |
| 75th percentile | $12,000 |
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Xenon International School of Hair Design.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 41 | $6,740 |
The indicators below describe what the typical debt costs to pay back at Xenon International School of Hair Design.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Xenon International School of Hair Design follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.4% |
| Borrowers in the cohort | 89 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,329 |
| Middle income | $6,326 |
| High income | $3,666 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,200 |
| Continuing-generation students | $6,332 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,332 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Xenon International School of Hair Design.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.