by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to York College of Pennsylvania can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can YCP deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to see how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from York College of Pennsylvania.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at York College of Pennsylvania, 99% of first-year full-time students received aid of some kind around 797 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $17,427 |
| Institutional grants & scholarships | 98% | $13,914 |
| Federal Pell grants | 36% | $5,606 |
| State/local grants | 30% | $4,964 |
| Federal student loans | 65% | $5,431 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At YCP, roughly 89% of undergraduates were awarded an average grant or scholarship of $13,721 (for some 2954 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $13,721 |
| Federal Pell grants | 28% | $5,216 |
| Federal student loans | 58% | $6,372 |
For students living on campus and receiving title-IV aid, grants averaged $18,763.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,940 |
| $30,001 – $75,000 | $16,798 |
| Over $75,000 | $23,151 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,556 |
| Off-campus title-IV students | $19,685 |
To project your own net price, use YCP’s net price tool: www.collegenpc.com/ycp.
The median student at YCP graduates with $19,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $26,000 |
| Typical 10-year monthly payment (graduates) | $275.64/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at YCP.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $9,045 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,636 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,000 |
| Middle income | $20,500 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $19,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $20,389 |
The figure below distills the debt data into a single burden category for YCP.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at YCP:
| Metric | Value |
|---|---|
| Stafford loan recipients | 15905 |
| Total Stafford loan amount | $281,094,926 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 67 |
| Total GI Bill amount | $1,224,887 |
| Average GI Bill amount per recipient | $18,282 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 5 |
| Total DoD amount | $17,521 |
| Average DoD amount per recipient | $3,504 |
References
More about our data sources and methodologies.