by our College Data Analytics TeamMany students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Young Harris College can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial aid options can YHC offer, and what will you qualify for? Keep reading for more information. Read on to discover how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Young Harris College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at Young Harris College, 100% of the incoming full-time class was awarded financial aid around 240 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $26,501 |
| Institutional grants & scholarships | 100% | $20,208 |
| Federal Pell grants | 38% | $6,102 |
| State/local grants | 86% | $4,419 |
| Federal student loans | 66% | $6,147 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At YHC, around 58% of undergraduates were awarded an average grant or scholarship of $27,811 (for some 808 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $27,811 |
| Federal Pell grants | 20% | $5,915 |
| Federal student loans | 33% | $6,391 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $26,267.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,521 |
| $30,001 – $75,000 | $8,532 |
| Over $75,000 | $12,772 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,034 |
| Off-campus title-IV students | $11,008 |
To project your own net price, use YHC’s official net price calculator: npc.collegeboard.org/app/yhc.
The middle student in the debt distribution at YHC owes $12,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,000 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. The percentiles below describe the cumulative federal debt distribution for borrowers at YHC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,250 |
| 25th percentile | $5,500 |
| 75th percentile | $25,600 |
| 90th percentile (highest-debt students) | $31,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $11,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at YHC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at YHC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3721 |
| Total Stafford loan amount | $51,885,016 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 7 |
| Total GI Bill amount | $32,090 |
| Average GI Bill amount per recipient | $4,584 |
References
More about our data sources and methodologies.