This guide covers the real cost of attending Youngstown State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Youngstown State University ranged from $20,028.00 and $20,388.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: near $20,028.00 in-state against $20,388.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $11,113.00 |
| + Room, board & other expenses | $8,915.00 |
| Total cost | $20,028.00 |
| That is 4% above the national average net price. |
| Total cost | $20,028.00 |
| − Grants and scholarships | −$8,941.00 |
| Net price | $11,087.00 |
| That is 42% below the national average net price. |
| Total cost | $20,028.00 |
| − Grants and scholarships | −$12,380.00 |
| Net price | $7,648.00 |
| That is 60% below the national average net price. |
| Tuition and fees | $11,473.00 |
| + Room, board & other expenses | $8,915.00 |
| Total cost | $20,388.00 |
| That is 6% above the national average net price. |
| Total cost | $20,388.00 |
| − Grants and scholarships | −$8,941.00 |
| Net price | $11,447.00 |
| That is 41% below the national average net price. |
| Total cost | $20,388.00 |
| − Grants and scholarships | −$12,380.00 |
| Net price | $8,008.00 |
| That is 58% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Costs have trended upward in recent years at a recent average of 3.4% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $7,907.00 | $11,463.00 | $20,707.00 |
| Senior year | $8,740.00 | $12,670.00 | $22,887.00 |
| Total 4-year net price | $33,276.00 | $48,239.00 | $87,141.00 |
| 10-year loan interest @ 6.8% | $12,677.00 | $18,377.00 | $33,198.00 |
| Total monthly payment | $383.00 | $555.00 | $1,003.00 |
| Total amount paid | $45,953.00 | $66,617.00 | $120,339.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $7,907.00 | $11,463.00 | $20,707.00 |
| Senior year | $8,176.00 | $11,852.00 | $21,410.00 |
| Total 2-year net price | $16,083.00 | $23,315.00 | $42,117.00 |
| 10-year loan interest @ 6.8% | $6,127.00 | $8,882.00 | $16,045.00 |
| Total monthly payment | $185.00 | $268.00 | $485.00 |
| Total amount paid | $22,210.00 | $32,197.00 | $58,163.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $8,280.00 | $11,835.00 | $21,080.00 |
| Senior year | $9,151.00 | $13,081.00 | $23,299.00 |
| Total 4-year net price | $34,843.00 | $49,806.00 | $88,708.00 |
| 10-year loan interest @ 6.8% | $13,274.00 | $18,974.00 | $33,794.00 |
| Total monthly payment | $401.00 | $573.00 | $1,021.00 |
| Total amount paid | $48,116.00 | $68,780.00 | $122,502.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $8,280.00 | $11,835.00 | $21,080.00 |
| Senior year | $8,561.00 | $12,237.00 | $21,795.00 |
| Total 2-year net price | $16,840.00 | $24,072.00 | $42,875.00 |
| 10-year loan interest @ 6.8% | $6,416.00 | $9,171.00 | $16,334.00 |
| Total monthly payment | $194.00 | $277.00 | $493.00 |
| Total amount paid | $23,256.00 | $33,243.00 | $59,208.00 |
For the complete net-price picture, see the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $12,767.00 |
| Average net price (off-campus) | $11,877.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,053.00 |
| $30,000 to $48,000 | $9,286.00 |
| $48,001 to $75,000 | $13,171.00 |
| $75,001 to $110,000 | $15,906.00 |
| Over $110,000 | $16,329.00 |
Use Youngstown State University Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of Youngstown State University amounts to $15,750.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,751.00 |
| 25th | $6,002.00 |
| Median (50th) | $15,750.00 |
| 75th | $31,000.00 |
| 90th | $46,350.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $16,235.00 |
| High income | $15,750.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,750.00 |
| Continuing-generation students | $15,311.00 |
First-generation graduates of Youngstown State University carry $439.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Youngstown State University stands at $3,500.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Youngstown State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.1% |
For scale, federal Stafford loan disbursements at Youngstown State University add up to $1,169,725,078.00 covering 47,429 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 111 |
| Avg GI Bill amount | $6,200.00 |
| DoD Tuition Assistance recipients | 40 |
| Avg DoD Tuition Assistance | $2,355.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh Youngstown State University, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.