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Can You Really Afford Youngstown State University?

This guide covers the real cost of attending Youngstown State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$20,028.00 Cost of Attendance
$12,767.00 Avg Net Price
$15,750.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Youngstown State University?

Cost of attendance at Youngstown State University ranged from $20,028.00 and $20,388.00 depending on your residency status.

Where you live mattered — in-state students paid less than out-of-state students: near $20,028.00 in-state against $20,388.00 out-of-state.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Sticker Cost for Residents (no aid)

Tuition and fees $11,113.00
+ Room, board & other expenses $8,915.00
Total cost $20,028.00
That is 4% above the national average net price.

Net Price for Residents (with average aid)

Total cost $20,028.00
− Grants and scholarships −$8,941.00
Net price $11,087.00
That is 42% below the national average net price.

Low-Income Net Price for Residents

Total cost $20,028.00
− Grants and scholarships −$12,380.00
Net price $7,648.00
That is 60% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $11,473.00
+ Room, board & other expenses $8,915.00
Total cost $20,388.00
That is 6% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $20,388.00
− Grants and scholarships −$8,941.00
Net price $11,447.00
That is 41% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $20,388.00
− Grants and scholarships −$12,380.00
Net price $8,008.00
That is 58% below the national average net price.
Want the line-by-line detail? Dig into tuition and fees plus living costs.

The Long-Run Cost of a Degree at Youngstown State University

Costs have trended upward in recent years at a recent average of 3.4% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.4% 3.4% 3.4%
Freshman year $7,907.00 $11,463.00 $20,707.00
Senior year $8,740.00 $12,670.00 $22,887.00
Total 4-year net price $33,276.00 $48,239.00 $87,141.00
10-year loan interest @ 6.8% $12,677.00 $18,377.00 $33,198.00
Total monthly payment $383.00 $555.00 $1,003.00
Total amount paid $45,953.00 $66,617.00 $120,339.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.4% 3.4% 3.4%
Freshman year $7,907.00 $11,463.00 $20,707.00
Senior year $8,176.00 $11,852.00 $21,410.00
Total 2-year net price $16,083.00 $23,315.00 $42,117.00
10-year loan interest @ 6.8% $6,127.00 $8,882.00 $16,045.00
Total monthly payment $185.00 $268.00 $485.00
Total amount paid $22,210.00 $32,197.00 $58,163.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.4% 3.4% 3.4%
Freshman year $8,280.00 $11,835.00 $21,080.00
Senior year $9,151.00 $13,081.00 $23,299.00
Total 4-year net price $34,843.00 $49,806.00 $88,708.00
10-year loan interest @ 6.8% $13,274.00 $18,974.00 $33,794.00
Total monthly payment $401.00 $573.00 $1,021.00
Total amount paid $48,116.00 $68,780.00 $122,502.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.4% 3.4% 3.4%
Freshman year $8,280.00 $11,835.00 $21,080.00
Senior year $8,561.00 $12,237.00 $21,795.00
Total 2-year net price $16,840.00 $24,072.00 $42,875.00
10-year loan interest @ 6.8% $6,416.00 $9,171.00 $16,334.00
Total monthly payment $194.00 $277.00 $493.00
Total amount paid $23,256.00 $33,243.00 $59,208.00

For the complete net-price picture, see the Net Price section.

Net Price — What Students Actually Pay at Youngstown State University

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $12,767.00
Average net price (off-campus) $11,877.00

Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $8,053.00
$30,000 to $48,000 $9,286.00
$48,001 to $75,000 $13,171.00
$75,001 to $110,000 $15,906.00
Over $110,000 $16,329.00

Use Youngstown State University Net Price Calculator, or contact the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

How Much Do Students Borrow at Youngstown State University

The median amount borrowed by graduates of Youngstown State University amounts to $15,750.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $2,751.00
25th $6,002.00
Median (50th) $15,750.00
75th $31,000.00
90th $46,350.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student-loan-debt breakdown.

Debt Outcomes by Family Income at Youngstown State University

Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $15,000.00
Middle income $16,235.00
High income $15,750.00

First-Gen vs Continuing-Gen Debt at Youngstown State University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $15,750.00
Continuing-generation students $15,311.00

First-generation graduates of Youngstown State University carry $439.00 in extra median debt compared with continuing-generation peers.

Debt and Pell Grant Eligibility at Youngstown State University

The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The gap between Pell-eligible and non-Pell median debt at Youngstown State University stands at $3,500.00. This school carries a federal Pell-debt-inequity flag.

Default Rates and Repayment at Youngstown State University

The Department of Education default-rate tier for Youngstown State University is Low (<5%).

Window Cohort default rate
2-year 14.1%

For scale, federal Stafford loan disbursements at Youngstown State University add up to $1,169,725,078.00 covering 47,429 student borrowers.

GI Bill and Military Aid at Youngstown State University

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 111
Avg GI Bill amount $6,200.00
DoD Tuition Assistance recipients 40
Avg DoD Tuition Assistance $2,355.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions to Ask Before You Commit

The figures above are a starting point — as you weigh Youngstown State University, consider the following:

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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