A lot of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at YTI Career Institute-York can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does YTI offer you, and what will you qualify for? Keep scrolling for more information. Keep going to learn how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from YTI Career Institute-York.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at YTI Career Institute-York, 88% of the incoming full-time class was awarded financial aid (about 422 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $4,138 |
| Institutional grants & scholarships | 1% | $1,799 |
| Federal Pell grants | 56% | $3,863 |
| State/local grants | 1% | $3,208 |
| Federal student loans | 60% | $6,987 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At YTI, around 55% of undergrads got grants or scholarships worth on average $3,556 (for some 479 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 55% | $3,556 |
| Federal Pell grants | 52% | $3,225 |
| Federal student loans | 71% | $4,330 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,948.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,645 |
| $30,001 – $75,000 | $17,356 |
| Over $75,000 | $18,176 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,637 |
| Off-campus title-IV students | $17,758 |
To project your own net price, use YTI’s NPC: www.yti.edu/financialaid/npcalc.asp.
A typical borrower at YTI leaves with $9,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $13,426 |
| Typical 10-year monthly payment (graduates) | $142.34/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at YTI.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $5,500 |
| 75th percentile | $14,500 |
| 90th percentile (highest-debt students) | $20,570 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $10,083 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $12,262 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,960 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at YTI.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The totals below capture Stafford lending at YTI:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11182 |
| Total Stafford loan amount | $135,642,659 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 12 |
| Total GI Bill amount | $98,649 |
| Average GI Bill amount per recipient | $8,221 |
References
More about our data sources and methodologies.