Below is the data on what it actually costs to attend Zane State College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Zane State College varied between $12,790.00 through $18,550.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $12,790.00 in-state against $18,550.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,006.00 |
| + Room, board & other expenses | $6,784.00 |
| Total cost | $12,790.00 |
| That is 34% below the national average net price. |
| Total cost | $12,790.00 |
| − Grants and scholarships | −$5,873.00 |
| Net price | $6,917.00 |
| That is 64% below the national average net price. |
| Total cost | $12,790.00 |
| − Grants and scholarships | −$7,287.00 |
| Net price | $5,503.00 |
| That is 71% below the national average net price. |
| Tuition and fees | $11,766.00 |
| + Room, board & other expenses | $6,784.00 |
| Total cost | $18,550.00 |
| That is 4% below the national average net price. |
| Total cost | $18,550.00 |
| − Grants and scholarships | −$5,873.00 |
| Net price | $12,677.00 |
| That is 34% below the national average net price. |
| Total cost | $18,550.00 |
| − Grants and scholarships | −$7,287.00 |
| Net price | $11,263.00 |
| That is 41% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 2.7% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $5,651.00 | $7,103.00 | $13,134.00 |
| Senior year | $6,119.00 | $7,691.00 | $14,222.00 |
| Total 4-year net price | $23,532.00 | $29,578.00 | $54,692.00 |
| 10-year loan interest @ 6.8% | $8,965.00 | $11,268.00 | $20,836.00 |
| Total monthly payment | $271.00 | $340.00 | $629.00 |
| Total amount paid | $32,496.00 | $40,846.00 | $75,527.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $5,651.00 | $7,103.00 | $13,134.00 |
| Senior year | $5,803.00 | $7,294.00 | $13,487.00 |
| Total 2-year net price | $11,454.00 | $14,397.00 | $26,621.00 |
| 10-year loan interest @ 6.8% | $4,363.00 | $5,485.00 | $10,142.00 |
| Total monthly payment | $132.00 | $166.00 | $306.00 |
| Total amount paid | $15,817.00 | $19,881.00 | $36,762.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $11,566.00 | $13,018.00 | $19,049.00 |
| Senior year | $12,524.00 | $14,096.00 | $20,626.00 |
| Total 4-year net price | $48,162.00 | $54,208.00 | $79,322.00 |
| 10-year loan interest @ 6.8% | $18,348.00 | $20,651.00 | $30,219.00 |
| Total monthly payment | $554.00 | $624.00 | $913.00 |
| Total amount paid | $66,510.00 | $74,860.00 | $109,541.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $11,566.00 | $13,018.00 | $19,049.00 |
| Senior year | $11,877.00 | $13,368.00 | $19,561.00 |
| Total 2-year net price | $23,442.00 | $26,385.00 | $38,609.00 |
| 10-year loan interest @ 6.8% | $8,931.00 | $10,052.00 | $14,709.00 |
| Total monthly payment | $270.00 | $304.00 | $444.00 |
| Total amount paid | $32,373.00 | $36,437.00 | $53,318.00 |
For the complete net-price picture, see the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $8,062.00 |
| Average net price (off-campus) | $7,423.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,563.00 |
| $30,000 to $48,000 | $5,904.00 |
| $48,001 to $75,000 | $7,427.00 |
| $75,001 to $110,000 | $10,823.00 |
| Over $110,000 | $12,349.00 |
Run your own numbers with the Zane State College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of Zane State College amounts to $3,995.00, categorized as a Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,168.00 |
| 25th | $2,334.00 |
| Median (50th) | $3,995.00 |
| 75th | $11,500.00 |
| 90th | $19,668.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $3,500.00 |
| Middle income | $4,084.00 |
| High income | $4,668.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $3,852.00 |
| Continuing-generation students | $4,405.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Zane State College comes to $-417.00.
The federal default-rate classification for Zane State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.8% |
For context on the loan portfolio, Stafford disbursements at Zane State College amount to $114,128,429.00 over 8,779 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $3,606.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Zane State College, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.