2026 Best Value Insurance Schools in the Southwest Region
[Insurance](/majors/business-management-marketing-sales/insurance/) degree programs vary widely in price and payoff across the country. The best values balance affordable tuition against strong post-graduation earnings.
To produce this 2026 ranking, College Factual evaluated 10 schools on the balance of cost and outcomes for insurance students.
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2026 Best Value Insurance Schools in the Southwest Region
Below are the schools that deliver the strongest value in insurance, balancing cost against outcomes.
Best Value Insurance Schools
University Of North Texas earned the #1 spot for value among insurance schools in the Southwest Region. Set in the city of Denton, University Of North Texas is a very large public institution. The average in-state cost of tuition and fees is $11,309, while out-of-state students pay about $21,149. Students borrow a median of $21,204 to complete the insurance program here. Early-career insurance graduates make about $59,022. Set against $21,204 in median debt, that is a healthy payoff. University Of North Texas admits about 72% of applicants.
University Of Houston Downtown came in at #2 on our 2026 list of the best value insurance schools. University Of Houston Downtown is a large public school located in the city of Houston. Expect in-state tuition and fees of around $7,582, compared with $17,434 for out-of-state students. Typical student debt for insurance graduates is $23,925. Soon after graduation, insurance degree recipients from University Of Houston Downtown generally make around $46,298. Set against $23,925 in median debt, that is a healthy payoff. University Of Houston Downtown admits about 90% of applicants.
A rank of #3 makes University Of Central Oklahoma one of the best values for insurance. Set in the suburb of Edmond, University Of Central Oklahoma is a large public institution. Expect in-state tuition and fees of around $8,818, while out-of-state students pay about $19,704. Students borrow a median of $23,321 to complete the insurance program here. Soon after graduation, insurance degree recipients from University Of Central Oklahoma generally make around $50,182. That is a strong return on a $23,321 median debt. The acceptance rate is 78%.
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Notes and References
The ranking above is published by College Factual (MF_RANKING_2025), 2026 edition. Schools are scored on the balance of cost (tuition and student debt) against student outcomes (post-graduation earnings) — a measure of return on investment, drawn primarily from the U.S. Department of Education (IPEDS and College Scorecard).
Ranking method: College Major Best Value · 10 schools evaluated.
*Averages shown above reflect the top 4 ranked schools only.
- The Integrated Postsecondary Education Data System (IPEDS) from the National Center for Education Statistics (NCES), a branch of the U.S. Department of Education (DOE), serves as the core of our data about colleges.
- Some other college data, including much of the graduate earnings data, comes from the U.S. Department of Education’s (College Scorecard).
More about our data sources and methodologies.
