by our College Data Analytics TeamA large number of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Arclabs can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financing solutions does Arclabs deliver, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to see just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Arclabs.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Arclabs, 89% of first-time, full-time freshmen received some form of financial aid around 395 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $5,969 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 72% | $5,789 |
| State/local grants | 1% | $8,125 |
| Federal student loans | 80% | $7,763 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, approximately 65% of undergraduate students received gift aid averaging $5,668 (across approximately 812 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 65% | $5,668 |
| Federal Pell grants | 65% | $5,509 |
| Federal student loans | 59% | $7,909 |
On-campus students receiving title-IV aid were awarded grants averaging $4,872.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $24,925 |
| $30,001 – $75,000 | $25,952 |
| Over $75,000 | $27,082 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,608 |
| Off-campus title-IV students | $24,965 |
For a personalized estimate based on your family’s financial situation, use Arclabs’s official net price calculator: www.arclabs.edu/financial-aid/net-price-calculator/.
The median federal debt load at Arclabs comes to $6,944 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,944 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Arclabs.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,816 |
| 25th percentile | $4,441 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,389 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Arclabs.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at Arclabs:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1907 |
| Total Stafford loan amount | $13,304,241 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 72 |
| Total GI Bill amount | $1,225,074 |
| Average GI Bill amount per recipient | $17,015 |
References
More about our data sources and methodologies.