by our College Data Analytics TeamMost students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Cortiva Institute-Baltimore can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does Cortiva Institute-Baltimore offer, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Cortiva Institute-Baltimore.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
At Cortiva Institute-Baltimore, 40% of new full-time first-years were awarded at least some aid (about 97 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 34% | $4,428 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 34% | $4,297 |
| State/local grants | 0% | — |
| Federal student loans | 35% | $4,631 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Cortiva Institute-Baltimore, roughly 52% of undergraduates were awarded an average grant or scholarship of $4,095 (for some 246 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $4,095 |
| Federal Pell grants | 52% | $3,986 |
| Federal student loans | 53% | $4,964 |
For students living on campus and receiving title-IV aid, grants averaged $3,757.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $27,768 |
| $30,001 – $75,000 | $28,471 |
| Over $75,000 | $31,925 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,328 |
| Off-campus title-IV students | $28,383 |
For a customized cost estimate, visit Cortiva Institute-Baltimore’s NPC: www.cortiva.edu/consumer-information/#1508519590549-134539ca-76c4.
The median federal debt load at Cortiva Institute-Baltimore comes to $7,652 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,652 |
| Median federal debt (graduates only) | $7,785 |
| Typical 10-year monthly payment (graduates) | $82.53/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Cortiva Institute-Baltimore.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,412 |
| 25th percentile | $4,034 |
| 75th percentile | $8,107 |
| 90th percentile (highest-debt students) | $8,107 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,726 |
| Middle income | $7,652 |
| High income | $4,889 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,652 |
| Continuing-generation students | $7,785 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,507 |
| Independent students | $7,785 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Cortiva Institute-Baltimore.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Cortiva Institute-Baltimore:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6011 |
| Total Stafford loan amount | $41,497,863 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 18 |
| Total GI Bill amount | $187,205 |
| Average GI Bill amount per recipient | $10,400 |
References
More about our data sources and methodologies.