A large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Bellus Academy - Poway can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial aid solutions can Bellus Academy provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Bellus Academy - Poway.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Bellus Academy - Poway, 88% of entering full-time freshmen got some type of financial assistance (about 30 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $7,298 |
| Institutional grants & scholarships | 35% | $1,144 |
| Federal Pell grants | 68% | $4,877 |
| State/local grants | 6% | $14,423 |
| Federal student loans | 62% | $6,993 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, approximately 58% of undergrads got grants or scholarships worth on average $5,499 (covering around 351 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $5,499 |
| Federal Pell grants | 48% | $5,189 |
| Federal student loans | 46% | $7,114 |
For students living on campus and receiving title-IV aid, grants averaged $6,027.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $30,660 |
| $30,001 – $75,000 | $28,310 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $32,767 |
| Off-campus title-IV students | $30,336 |
For an estimate tailored to your family circumstances, see Bellus Academy’s NPC: bellusacademy.edu/wp-content/uploads/2024/02/PW-NPC.html.
A typical borrower at Bellus Academy leaves with $6,333 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,333 |
| Median federal debt (graduates only) | $7,917 |
| Typical 10-year monthly payment (graduates) | $83.93/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Bellus Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,200 |
| 25th percentile | $4,998 |
| 75th percentile | $12,417 |
| 90th percentile (highest-debt students) | $17,255 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,360 |
| Middle income | $6,333 |
| High income | $5,583 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,416 |
A handful of calculated indicators summarize the debt outlook at Bellus Academy.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at Bellus Academy:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4258 |
| Total Stafford loan amount | $38,984,639 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 42 |
| Total GI Bill amount | $674,126 |
| Average GI Bill amount per recipient | $16,051 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.