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Bellus Academy - Poway Financial Aid & Debt Outcomes

88% Freshmen Get Financial Aid
$5,499 Average Grant & Scholarship
58% Undergrads Get Grant Aid

A large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Bellus Academy - Poway can feel overwhelming, but bear in mind that many students receive some sort of financial aid.

Just what financial aid solutions can Bellus Academy provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to find out just how much financial aid will be open to you.

Why You Should Understand Bellus Academy Financial Aid Info

The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Bellus Academy - Poway.

Freshman Financial Aid at Bellus Academy - Poway

Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.

Looking at the entering class at Bellus Academy - Poway, 88% of entering full-time freshmen got some type of financial assistance (about 30 first-years).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)71%$7,298
Institutional grants & scholarships35%$1,144
Federal Pell grants68%$4,877
State/local grants6%$14,423
Federal student loans62%$6,993

Scholarships and Grants at Bellus Academy - Poway

The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, approximately 58% of undergrads got grants or scholarships worth on average $5,499 (covering around 351 undergraduates).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)58%$5,499
Federal Pell grants48%$5,189
Federal student loans46%$7,114

For students living on campus and receiving title-IV aid, grants averaged $6,027.

What Families Pay by Income at Bellus Academy - Poway

Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.

Family IncomeAverage Net Price
$0 – $48,000$30,660
$30,001 – $75,000$28,310

Each amount is the average cost remaining once grant aid is subtracted, by income band.

Net Price at Bellus Academy - Poway

The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.

CohortAverage Net Price
On-campus title-IV students$32,767
Off-campus title-IV students$30,336

For an estimate tailored to your family circumstances, see Bellus Academy’s NPC: bellusacademy.edu/wp-content/uploads/2024/02/PW-NPC.html.

Student Debt Levels at Bellus Academy - Poway

A typical borrower at Bellus Academy leaves with $6,333 of federal borrowing.

MetricAmount
Median federal debt (all student-aid borrowers)$6,333
Median federal debt (graduates only)$7,917
Typical 10-year monthly payment (graduates)$83.93/mo

Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.

The Full Range of Student Debt

Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Bellus Academy.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$3,200
25th percentile$4,998
75th percentile$12,417
90th percentile (highest-debt students)$17,255

How Debt Outcomes Vary by Student Group at Bellus Academy - Poway

Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.

Debt by Income Tier

Income tierMedian federal debt
Low income$6,360
Middle income$6,333
High income$5,583

First-Generation Comparison

CohortMedian federal debt
First-generation students$6,333
Continuing-generation students$6,333

By Dependency Status

CohortMedian federal debt
Dependent students$5,500
Independent students$6,416

Is the Debt Manageable?

A handful of calculated indicators summarize the debt outlook at Bellus Academy.

Stafford Loan Activity at Bellus Academy - Poway

Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at Bellus Academy:

MetricValue
Stafford loan recipients4258
Total Stafford loan amount$38,984,639

GI Bill and DoD Benefits at Bellus Academy - Poway

The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.

GI Bill volume

MetricValue
GI Bill recipients42
Total GI Bill amount$674,126
Average GI Bill amount per recipient$16,051

DoD program volume

MetricValue
DoD Tuition Assistance recipients0
Total DoD amount$0

References

More about our data sources and methodologies.

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