by our College Data Analytics TeamHere is what you can expect to pay at Bemidji State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The cost of attendance at Bemidji State University comes to about $23,066.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $10,237.00 |
| + Room, board & other expenses | $12,829.00 |
| Total cost | $23,066.00 |
| That is 20% above the national average net price. |
| Total cost | $23,066.00 |
| − Grants and scholarships | −$7,483.00 |
| Net price | $15,583.00 |
| That is 19% below the national average net price. |
| Total cost | $23,066.00 |
| − Grants and scholarships | −$12,671.00 |
| Net price | $10,395.00 |
| That is 46% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Cost of attendance here has been rising at a recent average of 1.5% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $10,546.00 | $15,809.00 | $23,401.00 |
| Senior year | $11,012.00 | $16,508.00 | $24,436.00 |
| Total 4-year net price | $43,112.00 | $64,629.00 | $95,664.00 |
| 10-year loan interest @ 6.8% | $16,424.00 | $24,621.00 | $36,444.00 |
| Total monthly payment | $496.00 | $744.00 | $1,101.00 |
| Total amount paid | $59,536.00 | $89,250.00 | $132,108.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $10,546.00 | $15,809.00 | $23,401.00 |
| Senior year | $10,699.00 | $16,039.00 | $23,741.00 |
| Total 2-year net price | $21,245.00 | $31,848.00 | $47,142.00 |
| 10-year loan interest @ 6.8% | $8,094.00 | $12,133.00 | $17,959.00 |
| Total monthly payment | $244.00 | $367.00 | $543.00 |
| Total amount paid | $29,339.00 | $43,981.00 | $65,102.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $15,261.00 |
| Average net price (off-campus) | $17,050.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,918.00 |
| $30,000 to $48,000 | $11,000.00 |
| $48,001 to $75,000 | $13,262.00 |
| $75,001 to $110,000 | $18,000.00 |
| Over $110,000 | $21,518.00 |
Estimate your specific net price using the school’s Bemidji State University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving Bemidji State University is $13,809.00, which federal data classifies as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,774.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,809.00 |
| 75th | $23,336.00 |
| 90th | $30,487.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,142.00 |
| Middle income | $13,018.00 |
| High income | $14,150.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,500.00 |
| Continuing-generation students | $14,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Bemidji State University is $1,000.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Bemidji State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.4% |
To give some context for these rates, Stafford loans disbursed at Bemidji State University amount to $275,435,470.00 covering 17,771 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 57 |
| Avg GI Bill amount | $5,661.00 |
| DoD Tuition Assistance recipients | 24 |
| Avg DoD Tuition Assistance | $2,906.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through Bemidji State University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.