by our College Data Analytics TeamMany students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Bemidji State University can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial assistance options will Bemidji State University offer, and what will you qualify for? Read on for more information. Scroll down to see how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Bemidji State University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Bemidji State University, 98% of entering full-time freshmen got some type of financial assistance roughly 450 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $7,904 |
| Institutional grants & scholarships | 69% | $4,012 |
| Federal Pell grants | 34% | $5,135 |
| State/local grants | 44% | $4,567 |
| Federal student loans | 55% | $5,173 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, approximately 63% of undergraduate students received gift aid averaging $7,953 (across approximately 2286 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $7,953 |
| Federal Pell grants | 28% | $4,608 |
| Federal student loans | 42% | $6,640 |
For on-campus title-IV students, average grant aid came to $7,483.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,951 |
| $30,001 – $75,000 | $12,224 |
| Over $75,000 | $20,242 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,261 |
| Off-campus title-IV students | $17,050 |
To project your own net price, use Bemidji State University’s net price calculator: www.bemidjistate.edu/mybsu/finances/net-price-calculator/.
The median federal debt load at Bemidji State University comes to $13,809 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,809 |
| Median federal debt (graduates only) | $19,750 |
| Typical 10-year monthly payment (graduates) | $209.38/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Bemidji State University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,774 |
| 25th percentile | $5,500 |
| 75th percentile | $23,336 |
| 90th percentile (highest-debt students) | $30,487 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,142 |
| Middle income | $13,018 |
| High income | $14,150 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,500 |
| Continuing-generation students | $14,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,300 |
| Independent students | $14,499 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Bemidji State University.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at Bemidji State University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 17771 |
| Total Stafford loan amount | $275,435,470 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 57 |
| Total GI Bill amount | $322,668 |
| Average GI Bill amount per recipient | $5,661 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 24 |
| Total DoD amount | $69,750 |
| Average DoD amount per recipient | $2,906 |
References
More about our data sources and methodologies.