by our College Data Analytics TeamThe majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to California State University-Chico can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financial assistance options will Chico State offer, and what will you qualify for? Read on for more information. Keep going to discover what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at California State University-Chico.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at California State University-Chico, 75% of first-year full-time students received aid of some kind around 1602 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 66% | $11,509 |
| Institutional grants & scholarships | 41% | $5,880 |
| Federal Pell grants | 41% | $6,038 |
| State/local grants | 61% | $4,192 |
| Federal student loans | 35% | $4,588 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Chico State, around 63% of undergraduate students received gift aid averaging $11,291 (across approximately 8236 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $11,291 |
| Federal Pell grants | 43% | $5,669 |
| Federal student loans | 32% | $5,594 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,803.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,259 |
| $30,001 – $75,000 | $12,211 |
| Over $75,000 | $21,865 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,480 |
| Off-campus title-IV students | $14,838 |
To get a personalized net price estimate, try Chico State’s official net price calculator: www2.calstate.edu/attend/paying-for-college/Pages/csu-costs.aspx.
A typical borrower at Chico State leaves with $14,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,500 |
| Median federal debt (graduates only) | $16,552 |
| Typical 10-year monthly payment (graduates) | $175.48/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Chico State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,000 |
| 75th percentile | $22,700 |
| 90th percentile (highest-debt students) | $29,596 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,500 |
| Middle income | $14,000 |
| High income | $15,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,469 |
| Continuing-generation students | $14,740 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $13,750 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Chico State.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at Chico State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 42822 |
| Total Stafford loan amount | $711,945,146 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 162 |
| Total GI Bill amount | $882,977 |
| Average GI Bill amount per recipient | $5,450 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $6,000 |
| Average DoD amount per recipient | $3,000 |
References
More about our data sources and methodologies.