by our College Data Analytics TeamA lot of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to CET, El Centro can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does CET, El Centro provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from CET, El Centro.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At CET, El Centro, 49% of entering full-time freshmen got some type of financial assistance (about 45 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $12,716 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 35% | $6,254 |
| State/local grants | 12% | $8,989 |
| Federal student loans | 5% | $7,438 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, some 38% of undergraduate students received gift aid averaging $13,134 (among about 98 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $13,134 |
| Federal Pell grants | 31% | $6,440 |
| Federal student loans | 7% | $7,413 |
For students living on campus and receiving title-IV aid, grants averaged $15,724.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $19,676 |
| $30,001 – $75,000 | $21,770 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,405 |
| Off-campus title-IV students | $18,275 |
To get a personalized net price estimate, try CET, El Centro’s NPC: cetweb.edu/tuition.
A typical borrower at CET, El Centro leaves with $6,729 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,729 |
| Median federal debt (graduates only) | $7,041 |
| Typical 10-year monthly payment (graduates) | $74.65/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at CET, El Centro.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,140 |
| 25th percentile | $4,767 |
| 75th percentile | $8,042 |
| 90th percentile (highest-debt students) | $9,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,777 |
| Middle income | $6,650 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,729 |
| Continuing-generation students | $6,246 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,582 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. CET, El Centro.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at CET, El Centro:
| Metric | Value |
|---|---|
| Stafford loan recipients | 18120 |
| Total Stafford loan amount | $106,917,736 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.