The majority of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Clearfield County Career and Technology Center can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial aid solutions can CCCTC deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to discover how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Clearfield County Career and Technology Center.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Clearfield County Career and Technology Center, 100% of first-time, full-time freshmen received some form of financial aid (about 17 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 53% | $7,363 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 53% | $7,363 |
| State/local grants | 0% | — |
| Federal student loans | 76% | $8,175 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At CCCTC, approximately 79% of undergraduate students received gift aid averaging $9,003 (across approximately 42 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 79% | $9,003 |
| Federal Pell grants | 49% | $5,183 |
| Federal student loans | 25% | $8,175 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $4,418.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,654 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,460 |
| Off-campus title-IV students | $13,654 |
To project your own net price, use CCCTC’s net price calculator: ccctc.edu/forms/net-price-calculator.
The middle student in the debt distribution at CCCTC owes $8,750 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,750 |
| Median federal debt (graduates only) | $8,750 |
| Typical 10-year monthly payment (graduates) | $92.76/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at CCCTC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,375 |
| 75th percentile | $14,750 |
| 90th percentile (highest-debt students) | $14,750 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Middle income | $8,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,750 |
| Independent students | $10,827 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. CCCTC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at CCCTC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 673 |
| Total Stafford loan amount | $6,842,698 |
References
More about our data sources and methodologies.