by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Eastern Suffolk BOCES can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financing solutions does Eastern Suffolk BOCES deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to discover just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Eastern Suffolk BOCES.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At Eastern Suffolk BOCES, 64% of first-year full-time students received aid of some kind around 74 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 55% | $4,914 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 55% | $4,374 |
| State/local grants | 3% | $8,502 |
| Federal student loans | 36% | $6,869 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, roughly 58% of undergraduates were awarded grant or scholarship aid averaging $5,376 (across roughly 227 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 58% | $5,376 |
| Federal Pell grants | 53% | $4,097 |
| Federal student loans | 41% | $7,142 |
On-campus students receiving title-IV aid were awarded grants averaging $4,360.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $21,407 |
| $30,001 – $75,000 | $22,849 |
| Over $75,000 | $26,314 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,557 |
| Off-campus title-IV students | $23,478 |
For an estimate tailored to your family circumstances, see Eastern Suffolk BOCES’s net price calculator: www.esboces.org/fs/resource-manager/view/86cfc7d2-43f4-4197-bcd8-dd629d75ed4f.
The median federal debt load at Eastern Suffolk BOCES comes to $8,550 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,550 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at Eastern Suffolk BOCES.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,475 |
| 25th percentile | $4,950 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $13,150 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,550 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,197 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Eastern Suffolk BOCES.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at Eastern Suffolk BOCES:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2430 |
| Total Stafford loan amount | $18,585,645 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.