by our College Data Analytics TeamThe majority of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Empire Beauty School-Warwick can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial aid solutions can Empire Beauty School-Warwick provide, and just what are you going to be eligible for? Keep reading for answers. Read on to discover just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Empire Beauty School-Warwick.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Empire Beauty School-Warwick, 75% of first-time, full-time freshmen received some form of financial aid approximately 76 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $4,630 |
| Institutional grants & scholarships | 19% | $742 |
| Federal Pell grants | 61% | $4,242 |
| State/local grants | 2% | $5,083 |
| Federal student loans | 55% | $6,938 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, around 61% of undergraduate students received gift aid averaging $4,401 (across approximately 135 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $4,401 |
| Federal Pell grants | 60% | $4,156 |
| Federal student loans | 50% | $6,880 |
For on-campus title-IV students, average grant aid came to $4,818.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,741 |
| $30,001 – $75,000 | $20,531 |
| Over $75,000 | $22,721 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,794 |
| Off-campus title-IV students | $22,632 |
To project your own net price, use Empire Beauty School-Warwick’s net price tool: www.empire.edu/net-price-calculator.
The median federal debt load at Empire Beauty School-Warwick comes to $6,333 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,333 |
| Median federal debt (graduates only) | $10,231 |
| Typical 10-year monthly payment (graduates) | $108.47/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at Empire Beauty School-Warwick.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $12,347 |
| 90th percentile (highest-debt students) | $16,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $7,418 |
| High income | $6,333 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,018 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,723 |
| Independent students | $6,333 |
These indicators are derived from the underlying debt data and summarize the overall picture at Empire Beauty School-Warwick.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Empire Beauty School-Warwick:
| Metric | Value |
|---|---|
| Stafford loan recipients | 14230 |
| Total Stafford loan amount | $149,159,452 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.