by our College Data Analytics TeamA lot of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Hawaii Pacific University can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does Hawaii Pacific University offer, and what will you qualify for? Keep scrolling for more information. Keep going to find out what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Hawaii Pacific University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Hawaii Pacific University, 100% of new full-time first-years were awarded at least some aid around 533 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $19,611 |
| Institutional grants & scholarships | 100% | $17,326 |
| Federal Pell grants | 38% | $5,636 |
| State/local grants | 0% | — |
| Federal student loans | 48% | $5,238 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Hawaii Pacific University, approximately 67% of undergraduate students received gift aid averaging $16,298 (covering around 2564 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 67% | $16,298 |
| Federal Pell grants | 21% | $5,338 |
| Federal student loans | 23% | $6,597 |
For students living on campus and receiving title-IV aid, grants averaged $21,017.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $27,168 |
| $30,001 – $75,000 | $28,855 |
| Over $75,000 | $34,327 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $29,657 |
| Off-campus title-IV students | $30,557 |
For a customized cost estimate, visit Hawaii Pacific University’s online cost calculator: www.hpu.edu/financial-aid/netprice-calc.html.
A typical borrower at Hawaii Pacific University leaves with $12,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,000 |
| Median federal debt (graduates only) | $22,000 |
| Typical 10-year monthly payment (graduates) | $233.24/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Hawaii Pacific University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $34,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,000 |
| High income | $11,790 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,151 |
| Continuing-generation students | $11,482 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $12,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Hawaii Pacific University.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Hawaii Pacific University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 14855 |
| Total Stafford loan amount | $320,406,043 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 624 |
| Total GI Bill amount | $13,349,306 |
| Average GI Bill amount per recipient | $21,393 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 272 |
| Total DoD amount | $551,875 |
| Average DoD amount per recipient | $2,029 |
References
More about our data sources and methodologies.