by our College Data Analytics TeamA lot of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Josef’s School of Hair, Skin & Body-Fargo can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial assistance options will Josef’s School of Hair, Skin & Body offer, and what will you qualify for? Read on for more information. Keep reading to find out what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Josef’s School of Hair, Skin & Body-Fargo.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Josef’s School of Hair, Skin & Body-Fargo, 100% of first-time, full-time freshmen received some form of financial aid some 39 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 56% | $4,664 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 56% | $4,664 |
| State/local grants | 0% | — |
| Federal student loans | 72% | $6,158 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, around 39% of the undergraduate population received grant aid that averaged $5,182 (among about 52 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 39% | $5,182 |
| Federal Pell grants | 39% | $5,182 |
| Federal student loans | 53% | $6,686 |
Title-IV recipients living on campus saw average grant aid of $4,081.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,078 |
| $30,001 – $75,000 | $15,139 |
| Over $75,000 | $14,406 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,773 |
| Off-campus title-IV students | $14,285 |
To project your own net price, use Josef’s School of Hair, Skin & Body’s online cost calculator: www.josefsschoolofhairdesign.com/financial-aid/.
A typical borrower at Josef’s School of Hair, Skin & Body leaves with $6,337 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,337 |
| Median federal debt (graduates only) | $7,917 |
| Typical 10-year monthly payment (graduates) | $83.93/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Josef’s School of Hair, Skin & Body.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,169 |
| 25th percentile | $4,750 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $20,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,367 |
| Middle income | $6,335 |
| High income | $5,931 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,337 |
| Continuing-generation students | $8,419 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,221 |
| Independent students | $6,577 |
A handful of calculated indicators summarize the debt outlook at Josef’s School of Hair, Skin & Body.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at Josef’s School of Hair, Skin & Body:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1181 |
| Total Stafford loan amount | $9,893,205 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.