by our College Data Analytics TeamMany students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at North American Trade Schools can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financing options does North American Trade Schools offer you, and what will you qualify for? Keep scrolling for more information. Keep going to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from North American Trade Schools.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at North American Trade Schools, 91% of first-year full-time students received aid of some kind approximately 804 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 36% | $5,375 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 36% | $5,369 |
| State/local grants | 0% | $500 |
| Federal student loans | 54% | $3,693 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at North American Trade Schools, some 33% of undergraduates were awarded an average grant or scholarship of $6,297 (across approximately 323 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 33% | $6,297 |
| Federal Pell grants | 33% | $5,988 |
| Federal student loans | 49% | $6,254 |
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,423 |
| $30,001 – $75,000 | $13,594 |
| Over $75,000 | $14,223 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,597 |
| Off-campus title-IV students | $8,594 |
To get a personalized net price estimate, try North American Trade Schools’s net price calculator: nats.netlify.app/.
A typical borrower at North American Trade Schools leaves with $3,668 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $3,668 |
| Median federal debt (graduates only) | $7,338 |
| Typical 10-year monthly payment (graduates) | $77.8/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at North American Trade Schools.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,532 |
| 25th percentile | $3,166 |
| 75th percentile | $9,942 |
| 90th percentile (highest-debt students) | $11,254 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,292 |
| Middle income | $3,372 |
| High income | $5,453 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,403 |
| Continuing-generation students | $7,644 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,644 |
| Independent students | $3,372 |
The figure below distills the debt data into a single burden category for North American Trade Schools.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at North American Trade Schools:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7318 |
| Total Stafford loan amount | $55,358,972 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 59 |
| Total GI Bill amount | $571,926 |
| Average GI Bill amount per recipient | $9,694 |
References
More about our data sources and methodologies.