by our College Data Analytics TeamBelow is the data on what it actually costs to attend Northern Oklahoma College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at Northern Oklahoma College came in between $14,956.00 and up to $22,075.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $14,956.00 for in-state students versus $22,075.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $5,083.00 |
| + Room, board & other expenses | $9,873.00 |
| Total cost | $14,956.00 |
| That is 22% below the national average net price. |
| Total cost | $14,956.00 |
| − Grants and scholarships | −$9,617.00 |
| Net price | $5,339.00 |
| That is 72% below the national average net price. |
| Total cost | $14,956.00 |
| − Grants and scholarships | −$10,934.00 |
| Net price | $4,022.00 |
| That is 79% below the national average net price. |
| Tuition and fees | $12,202.00 |
| + Room, board & other expenses | $9,873.00 |
| Total cost | $22,075.00 |
| That is 15% above the national average net price. |
| Total cost | $22,075.00 |
| − Grants and scholarships | −$9,617.00 |
| Net price | $12,458.00 |
| That is 35% below the national average net price. |
| Total cost | $22,075.00 |
| − Grants and scholarships | −$10,934.00 |
| Net price | $11,141.00 |
| That is 42% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
The reported cost series has been increasing by roughly 2.2% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $4,109.00 | $5,454.00 | $15,279.00 |
| Senior year | $4,381.00 | $5,816.00 | $16,291.00 |
| Total 4-year net price | $16,976.00 | $22,535.00 | $63,126.00 |
| 10-year loan interest @ 6.8% | $6,467.00 | $8,585.00 | $24,049.00 |
| Total monthly payment | $195.00 | $259.00 | $726.00 |
| Total amount paid | $23,443.00 | $31,120.00 | $87,174.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $4,109.00 | $5,454.00 | $15,279.00 |
| Senior year | $4,198.00 | $5,572.00 | $15,609.00 |
| Total 2-year net price | $8,307.00 | $11,027.00 | $30,888.00 |
| 10-year loan interest @ 6.8% | $3,164.00 | $4,201.00 | $11,767.00 |
| Total monthly payment | $96.00 | $127.00 | $355.00 |
| Total amount paid | $11,471.00 | $15,227.00 | $42,656.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $11,382.00 | $12,727.00 | $22,552.00 |
| Senior year | $12,135.00 | $13,570.00 | $24,045.00 |
| Total 4-year net price | $47,023.00 | $52,582.00 | $93,173.00 |
| 10-year loan interest @ 6.8% | $17,914.00 | $20,032.00 | $35,496.00 |
| Total monthly payment | $541.00 | $605.00 | $1,072.00 |
| Total amount paid | $64,938.00 | $72,614.00 | $128,669.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $11,382.00 | $12,727.00 | $22,552.00 |
| Senior year | $11,628.00 | $13,002.00 | $23,039.00 |
| Total 2-year net price | $23,009.00 | $25,729.00 | $45,591.00 |
| 10-year loan interest @ 6.8% | $8,766.00 | $9,802.00 | $17,369.00 |
| Total monthly payment | $265.00 | $296.00 | $525.00 |
| Total amount paid | $31,775.00 | $35,531.00 | $62,960.00 |
Jump to the net-price detail in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $5,625.00 |
| Average net price (off-campus) | $8,201.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,902.00 |
| $30,000 to $48,000 | $6,774.00 |
| $48,001 to $75,000 | $9,451.00 |
| $75,001 to $110,000 | $12,850.00 |
| Over $110,000 | $13,100.00 |
For a personalized estimate, try the Northern Oklahoma College Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at Northern Oklahoma College is $7,375.00, categorized as a Very Low (<$10k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,431.00 |
| Median (50th) | $7,375.00 |
| 75th | $10,830.00 |
| 90th | $16,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,250.00 |
| Middle income | $6,926.00 |
| High income | $5,719.00 |
Low-income graduates carry $2,531.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,826.00 |
| Continuing-generation students | $6,500.00 |
First-generation graduates from Northern Oklahoma College take on $1,326.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Northern Oklahoma College stands at $2,610.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Northern Oklahoma College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.3% |
To put the rates in context, Stafford loans at Northern Oklahoma College come to $130,948,900.00 across 13,177 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 53 |
| Avg GI Bill amount | $3,088.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,208.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Northern Oklahoma College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.