by our College Data Analytics TeamMany students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Northern Oklahoma College can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial assistance options will Northern Oklahoma College offer you, and what will you qualify for? Read on for more information. Keep scrolling to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Northern Oklahoma College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Northern Oklahoma College, 89% of first-year full-time students received aid of some kind approximately 451 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 79% | $7,684 |
| Institutional grants & scholarships | 33% | $3,249 |
| Federal Pell grants | 56% | $5,499 |
| State/local grants | 58% | $3,078 |
| Federal student loans | 31% | $5,144 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Northern Oklahoma College, roughly 63% of undergrads got grants or scholarships worth on average $5,461 (across approximately 1943 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $5,461 |
| Federal Pell grants | 34% | $4,839 |
| Federal student loans | 20% | $6,099 |
For students living on campus and receiving title-IV aid, grants averaged $9,617.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,191 |
| $30,001 – $75,000 | $8,034 |
| Over $75,000 | $13,000 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,625 |
| Off-campus title-IV students | $8,201 |
To get a personalized net price estimate, try Northern Oklahoma College’s net price calculator: www.noc.edu/students/current-students/bursar/tuition-and-fees/.
The median student at Northern Oklahoma College graduates with $7,375 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,375 |
| Median federal debt (graduates only) | $11,000 |
| Typical 10-year monthly payment (graduates) | $116.62/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Northern Oklahoma College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,431 |
| 75th percentile | $10,830 |
| 90th percentile (highest-debt students) | $16,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,250 |
| Middle income | $6,926 |
| High income | $5,719 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,826 |
| Continuing-generation students | $6,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,750 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Northern Oklahoma College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at Northern Oklahoma College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13177 |
| Total Stafford loan amount | $130,948,900 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 53 |
| Total GI Bill amount | $163,686 |
| Average GI Bill amount per recipient | $3,088 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $4,416 |
| Average DoD amount per recipient | $2,208 |
References
More about our data sources and methodologies.