by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Northern Virginia School of Therapeutic Massage can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does NVSTM deliver, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn just how much financial aid will be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at Northern Virginia School of Therapeutic Massage.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At NVSTM, about 18% of undergrads got grants or scholarships worth on average $4,130 (across approximately 29 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 18% | $4,130 |
| Federal Pell grants | 18% | $4,130 |
| Federal student loans | 30% | $5,826 |
The median federal debt load at NVSTM comes to $6,333 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,333 |
| Median federal debt (graduates only) | $6,333 |
| Typical 10-year monthly payment (graduates) | $67.14/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at NVSTM.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,484 |
| 25th percentile | $4,281 |
| 75th percentile | $6,333 |
| 90th percentile (highest-debt students) | $6,333 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $3,666 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. NVSTM.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at NVSTM:
| Metric | Value |
|---|---|
| Stafford loan recipients | 634 |
| Total Stafford loan amount | $3,136,872 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $94,598 |
| Average GI Bill amount per recipient | $10,511 |
References
More about our data sources and methodologies.