by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at PJ’s College of Cosmetology-Clarksville can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial assistance solutions will PJ’s College of Cosmetology-Clarksville provide, and just what are you going to be eligible for? Read on for answers. Keep going to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from PJ’s College of Cosmetology-Clarksville.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at PJ’s College of Cosmetology-Clarksville, 85% of new full-time first-years were awarded at least some aid some 44 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $5,551 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 63% | $5,491 |
| State/local grants | 0% | — |
| Federal student loans | 83% | $7,164 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, roughly 41% of undergraduate students received gift aid averaging $5,428 (across roughly 120 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 41% | $5,428 |
| Federal Pell grants | 40% | $5,245 |
| Federal student loans | 45% | $6,933 |
For on-campus title-IV students, average grant aid came to $5,629.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,299 |
| $30,001 – $75,000 | $19,778 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,899 |
| Off-campus title-IV students | $20,299 |
For an estimate tailored to your family circumstances, see PJ’s College of Cosmetology-Clarksville’s net price tool: www.gotopjs.com/net-price-calculator.
The median federal debt load at PJ’s College of Cosmetology-Clarksville comes to $7,389 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,389 |
| Median federal debt (graduates only) | $8,289 |
| Typical 10-year monthly payment (graduates) | $87.88/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at PJ’s College of Cosmetology-Clarksville.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $13,833 |
| 90th percentile (highest-debt students) | $16,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,389 |
| Middle income | $9,186 |
| High income | $5,916 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,389 |
| Continuing-generation students | $7,389 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,389 |
The figure below distills the debt data into a single burden category for PJ’s College of Cosmetology-Clarksville.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at PJ’s College of Cosmetology-Clarksville:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1393 |
| Total Stafford loan amount | $14,309,672 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 2 |
| Total GI Bill amount | $28,583 |
| Average GI Bill amount per recipient | $14,292 |
References
More about our data sources and methodologies.