by our College Data Analytics TeamMost students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Raphael’s School of Beauty Culture Inc-Brunswick can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial aid options can Raphael’s School of Beauty Culture Inc-Brunswick offer, and what will you qualify for? Keep reading for more information. Scroll down to learn just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Raphael’s School of Beauty Culture Inc-Brunswick.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Raphael’s School of Beauty Culture Inc-Brunswick, 73% of first-time, full-time freshmen received some form of financial aid around 24 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 67% | $6,222 |
| Institutional grants & scholarships | 36% | $391 |
| Federal Pell grants | 61% | $6,509 |
| State/local grants | 0% | — |
| Federal student loans | 64% | $6,739 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, about 51% of the undergraduate population received grant aid that averaged $5,210 (covering around 71 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 51% | $5,210 |
| Federal Pell grants | 46% | $5,489 |
| Federal student loans | 47% | $6,685 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $4,985.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $19,490 |
| $30,001 – $75,000 | $19,676 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,403 |
| Off-campus title-IV students | $19,617 |
For a personalized estimate based on your family’s financial situation, use Raphael’s School of Beauty Culture Inc-Brunswick’s online cost calculator: solutions02.campusivy.com/Apps/NPC/NPCWizard?institutionId=67600.
Graduating students at Raphael’s School of Beauty Culture Inc-Brunswick carry a median federal student debt of $6,251 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,251 |
| Median federal debt (graduates only) | $7,538 |
| Typical 10-year monthly payment (graduates) | $79.92/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Raphael’s School of Beauty Culture Inc-Brunswick.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $3,750 |
| 75th percentile | $8,990 |
| 90th percentile (highest-debt students) | $11,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,251 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,251 |
| Continuing-generation students | $7,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,311 |
A handful of calculated indicators summarize the debt outlook at Raphael’s School of Beauty Culture Inc-Brunswick.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at Raphael’s School of Beauty Culture Inc-Brunswick:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1559 |
| Total Stafford loan amount | $10,594,917 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.