The majority of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Southeast Texas Career Institute can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can Southeast Texas Career Institute offer you, and what will you qualify for? Keep reading for more information. Keep reading to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Southeast Texas Career Institute.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Southeast Texas Career Institute, 92% of entering full-time freshmen got some type of financial assistance roughly 82 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 44% | $5,190 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 44% | $5,177 |
| State/local grants | 1% | $500 |
| Federal student loans | 35% | $5,064 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, around 62% of undergraduate students received gift aid averaging $3,370 (among about 89 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $3,370 |
| Federal Pell grants | 38% | $4,487 |
| Federal student loans | 38% | $2,907 |
On-campus students receiving title-IV aid were awarded grants averaging $4,716.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $21,200 |
| $30,001 – $75,000 | $23,251 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,083 |
| Off-campus title-IV students | $18,475 |
To project your own net price, use Southeast Texas Career Institute’s net price calculator: setxci.com/netprice-calculator/.
The median federal debt load at Southeast Texas Career Institute comes to $4,584 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,584 |
| Median federal debt (graduates only) | $5,500 |
| Typical 10-year monthly payment (graduates) | $58.31/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Southeast Texas Career Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,388 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $15,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,584 |
| Middle income | $6,222 |
| High income | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,584 |
| Independent students | $4,750 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Southeast Texas Career Institute.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at Southeast Texas Career Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 803 |
| Total Stafford loan amount | $5,846,852 |
References
More about our data sources and methodologies.