by our College Data Analytics TeamA large number of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at The Temple - A Paul Mitchell Partner School can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does The TEMPLE Frederick provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from The Temple - A Paul Mitchell Partner School.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at The Temple - A Paul Mitchell Partner School, 61% of the incoming full-time class was awarded financial aid roughly 30 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $6,360 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 45% | $6,239 |
| State/local grants | 0% | — |
| Federal student loans | 53% | $8,513 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, some 40% of undergrads got grants or scholarships worth on average $6,153 (across approximately 87 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 40% | $6,153 |
| Federal Pell grants | 38% | $5,159 |
| Federal student loans | 45% | $7,207 |
On-campus students receiving title-IV aid were awarded grants averaging $5,182.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,358 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $28,309 |
| Off-campus title-IV students | $29,092 |
To get a personalized net price estimate, try The TEMPLE Frederick’s online cost calculator: paulmitchell.edu/frederick/tuition-calculator.
The median student at The TEMPLE Frederick graduates with $9,833 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,833 |
| Median federal debt (graduates only) | $9,833 |
| Typical 10-year monthly payment (graduates) | $104.25/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at The TEMPLE Frederick.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $14,660 |
| 90th percentile (highest-debt students) | $16,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,833 |
| Middle income | $9,833 |
| High income | $9,833 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,833 |
| Continuing-generation students | $9,833 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,833 |
| Independent students | $14,030 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. The TEMPLE Frederick.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at The TEMPLE Frederick:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1865 |
| Total Stafford loan amount | $19,011,622 |
References
More about our data sources and methodologies.