by our College Data Analytics TeamMany students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Tidewater Tech-Trades can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial aid solutions can Tidewater Tech-Trades deliver, and just what are you going to be eligible for? Keep reading for answers. Read on to learn just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Tidewater Tech-Trades.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Tidewater Tech-Trades, 84% of first-year full-time students received aid of some kind approximately 154 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $6,342 |
| Institutional grants & scholarships | 3% | $4,200 |
| Federal Pell grants | 70% | $6,175 |
| State/local grants | 0% | — |
| Federal student loans | 73% | $7,614 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, about 61% of undergraduates were awarded grant or scholarship aid averaging $6,768 (across roughly 315 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $6,768 |
| Federal Pell grants | 60% | $5,412 |
| Federal student loans | 39% | $7,578 |
Title-IV recipients living on campus saw average grant aid of $5,430.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $24,193 |
| $30,001 – $75,000 | $25,193 |
| Over $75,000 | $27,688 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,366 |
| Off-campus title-IV students | $24,671 |
For a personalized estimate based on your family’s financial situation, use Tidewater Tech-Trades’s net price calculator: tidewatertechtrades.edu/about-tidewater-tech/consumer-information.
A typical borrower at Tidewater Tech-Trades leaves with $9,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Tidewater Tech-Trades.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $9,895 |
| 90th percentile (highest-debt students) | $14,750 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $6,393 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Tidewater Tech-Trades.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Tidewater Tech-Trades:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4443 |
| Total Stafford loan amount | $48,343,761 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 124 |
| Total GI Bill amount | $2,436,479 |
| Average GI Bill amount per recipient | $19,649 |
References
More about our data sources and methodologies.