A lot of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Total Transformation Institute of Cosmetology can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial aid options can Total Transformation Institute offer you, and what will you qualify for? Keep reading for more information. Keep going to find out what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Total Transformation Institute of Cosmetology.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Total Transformation Institute of Cosmetology, 65% of first-year full-time students received aid of some kind approximately 13 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 65% | $4,762 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 65% | $4,762 |
| State/local grants | 0% | — |
| Federal student loans | 65% | $5,609 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Total Transformation Institute, about 61% of undergrads got grants or scholarships worth on average $4,669 (across approximately 98 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $4,669 |
| Federal Pell grants | 61% | $4,669 |
| Federal student loans | 69% | $5,680 |
For on-campus title-IV students, average grant aid came to $5,555.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,658 |
| $30,001 – $75,000 | $17,074 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,754 |
| Off-campus title-IV students | $20,467 |
To project your own net price, use Total Transformation Institute’s net price tool: ttioc.edu/wp-content/uploads/2021/08/index.html.
The middle student in the debt distribution at Total Transformation Institute owes $6,009 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,009 |
| Median federal debt (graduates only) | $7,917 |
| Typical 10-year monthly payment (graduates) | $83.93/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Total Transformation Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,584 |
| 75th percentile | $9,600 |
Median debt varies by family income, by first-generation status, and by dependency status.
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,282 |
| Independent students | $7,459 |
These indicators are derived from the underlying debt data and summarize the overall picture at Total Transformation Institute.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Total Transformation Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 234 |
| Total Stafford loan amount | $1,562,041 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 8 |
| Total GI Bill amount | $68,183 |
| Average GI Bill amount per recipient | $8,523 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.