Most students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Tri-State Cosmetology Institute can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financing solutions does Tri-State Cosmetology Institute provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Tri-State Cosmetology Institute.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Tri-State Cosmetology Institute, 93% of first-year full-time students received aid of some kind around 42 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $6,239 |
| Institutional grants & scholarships | 62% | $86 |
| Federal Pell grants | 80% | $5,999 |
| State/local grants | 0% | — |
| Federal student loans | 91% | $6,123 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Tri-State Cosmetology Institute, approximately 67% of undergraduates were awarded grant or scholarship aid averaging $4,964 (covering around 139 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 67% | $4,964 |
| Federal Pell grants | 67% | $4,802 |
| Federal student loans | 59% | $5,021 |
Title-IV recipients living on campus saw average grant aid of $6,396.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,502 |
| $30,001 – $75,000 | $15,379 |
| Over $75,000 | $20,499 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,190 |
| Off-campus title-IV students | $15,361 |
To get a personalized net price estimate, try Tri-State Cosmetology Institute’s NPC: tristatecosmetology.com/wp-content/uploads/2018/05/npcalc.htm.
The middle student in the debt distribution at Tri-State Cosmetology Institute owes $5,432 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,432 |
| Median federal debt (graduates only) | $5,735 |
| Typical 10-year monthly payment (graduates) | $60.8/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at Tri-State Cosmetology Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,891 |
| 25th percentile | $3,666 |
| 75th percentile | $8,026 |
| 90th percentile (highest-debt students) | $13,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,432 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,432 |
| Continuing-generation students | $5,868 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,584 |
| Independent students | $5,735 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Tri-State Cosmetology Institute.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Tri-State Cosmetology Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1447 |
| Total Stafford loan amount | $7,616,583 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $8,400 |
| Average GI Bill amount per recipient | $8,400 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $4,000 |
| Average DoD amount per recipient | $4,000 |
References
More about our data sources and methodologies.