by our College Data Analytics TeamMany students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Universal Training Institute can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does Universal Training Institute offer, and what will you qualify for? Keep scrolling for more information. Read on to find out what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Universal Training Institute.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Universal Training Institute, 76% of entering full-time freshmen got some type of financial assistance approximately 79 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 60% | $4,093 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 60% | $4,093 |
| State/local grants | 0% | — |
| Federal student loans | 74% | $5,746 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Universal Training Institute, some 57% of undergraduates were awarded grant or scholarship aid averaging $4,226 (covering around 122 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 57% | $4,226 |
| Federal Pell grants | 57% | $4,226 |
| Federal student loans | 72% | $5,870 |
On-campus students receiving title-IV aid were awarded grants averaging $3,212.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $37,028 |
| $30,001 – $75,000 | $38,284 |
| Over $75,000 | $39,186 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $45,933 |
| Off-campus title-IV students | $37,693 |
For an estimate tailored to your family circumstances, see Universal Training Institute’s net price tool: www.universaluti.com/wp-content/uploads/2019/06/2018npcalc.html.
The middle student in the debt distribution at Universal Training Institute owes $9,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $12,546 |
| Typical 10-year monthly payment (graduates) | $133.01/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. These percentiles trace how cumulative federal debt is spread among borrowers at Universal Training Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,400 |
| 75th percentile | $12,154 |
| 90th percentile (highest-debt students) | $12,953 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $7,833 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Universal Training Institute.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at Universal Training Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 802 |
| Total Stafford loan amount | $7,222,269 |
References
More about our data sources and methodologies.