Most students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of Arizona can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial assistance solutions will University of Arizona deliver, and just what are you going to be eligible for? Read on for answers. Keep scrolling to discover just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from University of Arizona.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at University of Arizona, 96% of first-year full-time students received aid of some kind some 8321 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $13,776 |
| Institutional grants & scholarships | 93% | $11,634 |
| Federal Pell grants | 28% | $5,822 |
| State/local grants | 13% | $4,165 |
| Federal student loans | 28% | $4,991 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, approximately 78% of the undergraduate population received grant aid that averaged $14,516 (across approximately 32530 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 78% | $14,516 |
| Federal Pell grants | 26% | $5,552 |
| Federal student loans | 26% | $6,299 |
For on-campus title-IV students, average grant aid came to $12,749.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,659 |
| $30,001 – $75,000 | $14,651 |
| Over $75,000 | $20,690 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,674 |
| Off-campus title-IV students | $15,960 |
To project your own net price, use University of Arizona’s NPC: financialaid.arizona.edu/cost/npc.
The median federal debt load at University of Arizona comes to $13,750 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,750 |
| Median federal debt (graduates only) | $19,620 |
| Typical 10-year monthly payment (graduates) | $208.0/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at University of Arizona.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $24,950 |
| 90th percentile (highest-debt students) | $31,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $13,770 |
| High income | $14,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,500 |
| Continuing-generation students | $14,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,419 |
| Independent students | $15,000 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. University of Arizona.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at University of Arizona:
| Metric | Value |
|---|---|
| Stafford loan recipients | 96552 |
| Total Stafford loan amount | $2,456,450,834 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1535 |
| Total GI Bill amount | $16,296,723 |
| Average GI Bill amount per recipient | $10,617 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1146 |
| Total DoD amount | $2,928,654 |
| Average DoD amount per recipient | $2,556 |
References
More about our data sources and methodologies.