by our College Data Analytics TeamThe majority of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at University of Dayton can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial assistance solutions will UDayton provide, and just what are you going to be eligible for? Read on for answers. Read on to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from University of Dayton.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For freshmen starting at University of Dayton, 97% of the incoming full-time class was awarded financial aid (about 1828 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $33,418 |
| Institutional grants & scholarships | 95% | $31,484 |
| Federal Pell grants | 17% | $5,541 |
| State/local grants | 12% | $6,240 |
| Federal student loans | 49% | $9,810 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at UDayton, about 93% of undergrads got grants or scholarships worth on average $33,450 (across roughly 7571 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $33,450 |
| Federal Pell grants | 16% | $5,333 |
| Federal student loans | 40% | $9,559 |
For on-campus title-IV students, average grant aid came to $36,348.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $25,098 |
| $30,001 – $75,000 | $26,128 |
| Over $75,000 | $33,862 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $29,533 |
| Off-campus title-IV students | $31,236 |
For a customized cost estimate, visit UDayton’s net price tool: udayton.edu/netprice/.
The median federal debt load at UDayton comes to $19,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $23,250 |
| Typical 10-year monthly payment (graduates) | $246.49/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at UDayton.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $11,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $33,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,276 |
| Middle income | $19,500 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,337 |
| Continuing-generation students | $19,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $18,000 |
A handful of calculated indicators summarize the debt outlook at UDayton.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at UDayton:
| Metric | Value |
|---|---|
| Stafford loan recipients | 27109 |
| Total Stafford loan amount | $608,106,579 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 171 |
| Total GI Bill amount | $3,491,461 |
| Average GI Bill amount per recipient | $20,418 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $4,000 |
| Average DoD amount per recipient | $4,000 |
References
More about our data sources and methodologies.