by our College Data Analytics TeamHere’s the full picture on paying for University of Florida, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at University of Florida ranged from $21,719.00 and up to $43,997.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $21,719.00 in-state against $43,997.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,381.00 |
| + Room, board & other expenses | $15,338.00 |
| Total cost | $21,719.00 |
| That is 13% above the national average net price. |
| Total cost | $21,719.00 |
| − Grants and scholarships | −$15,982.00 |
| Net price | $5,737.00 |
| That is 70% below the national average net price. |
| Total cost | $21,719.00 |
| − Grants and scholarships | −$20,541.00 |
| Net price | $1,178.00 |
| That is 94% below the national average net price. |
| Tuition and fees | $28,659.00 |
| + Room, board & other expenses | $15,338.00 |
| Total cost | $43,997.00 |
| That is 129% above the national average net price. |
| Total cost | $43,997.00 |
| − Grants and scholarships | −$15,982.00 |
| Net price | $28,015.00 |
| That is 46% above the national average net price. |
| Total cost | $43,997.00 |
| − Grants and scholarships | −$20,541.00 |
| Net price | $23,456.00 |
| That is 22% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and living costs. |
The tables below project a full degree at the current published cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $1,178.00 | $5,737.00 | $21,719.00 |
| Senior year | $1,178.00 | $5,737.00 | $21,719.00 |
| Total 4-year net price | $4,712.00 | $22,948.00 | $86,876.00 |
| 10-year loan interest @ 6.8% | $1,795.00 | $8,742.00 | $33,097.00 |
| Total monthly payment | $54.00 | $264.00 | $1,000.00 |
| Total amount paid | $6,507.00 | $31,690.00 | $119,973.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $1,178.00 | $5,737.00 | $21,719.00 |
| Senior year | $1,178.00 | $5,737.00 | $21,719.00 |
| Total 2-year net price | $2,356.00 | $11,474.00 | $43,438.00 |
| 10-year loan interest @ 6.8% | $898.00 | $4,371.00 | $16,548.00 |
| Total monthly payment | $27.00 | $132.00 | $500.00 |
| Total amount paid | $3,254.00 | $15,845.00 | $59,986.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $23,456.00 | $28,015.00 | $43,997.00 |
| Senior year | $23,456.00 | $28,015.00 | $43,997.00 |
| Total 4-year net price | $93,824.00 | $112,060.00 | $175,988.00 |
| 10-year loan interest @ 6.8% | $35,744.00 | $42,691.00 | $67,045.00 |
| Total monthly payment | $1,080.00 | $1,290.00 | $2,025.00 |
| Total amount paid | $129,568.00 | $154,751.00 | $243,033.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $23,456.00 | $28,015.00 | $43,997.00 |
| Senior year | $23,456.00 | $28,015.00 | $43,997.00 |
| Total 2-year net price | $46,912.00 | $56,030.00 | $87,994.00 |
| 10-year loan interest @ 6.8% | $17,872.00 | $21,345.00 | $33,523.00 |
| Total monthly payment | $540.00 | $645.00 | $1,013.00 |
| Total amount paid | $64,784.00 | $77,375.00 | $121,517.00 |
| For the complete net-price picture, see the net-price section. |
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $6,541.00 |
| Average net price (off-campus) | $6,351.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $2,387.00 |
| $30,000 to $48,000 | $3,437.00 |
| $48,001 to $75,000 | $8,189.00 |
| $75,001 to $110,000 | $13,440.00 |
| Over $110,000 | $15,571.00 |
Use University of Florida Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The typical debt load for borrowers leaving University of Florida amounts to $14,000.00, placing the school in the Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,624.00 |
| 25th | $7,213.00 |
| Median (50th) | $14,000.00 |
| 75th | $24,134.00 |
| 90th | $30,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,000.00 |
| Middle income | $13,397.00 |
| High income | $15,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,791.00 |
| Continuing-generation students | $14,327.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of University of Florida amounts to $-730.00.
The federal default-rate tier for University of Florida is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.1% |
To put the rates in context, Stafford loans at University of Florida come to $2,883,751,102.00 across 93,420 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 653 |
| Avg GI Bill amount | $10,607.00 |
| DoD Tuition Assistance recipients | 134 |
| Avg DoD Tuition Assistance | $2,626.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Numbers only tell part of the story. As you weigh University of Florida, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.