by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of Florida can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can UF deliver, and just what are you going to be eligible for? Keep reading for answers. Keep going to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from University of Florida.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at University of Florida, 94% of the incoming full-time class was awarded financial aid some 6298 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $10,846 |
| Institutional grants & scholarships | 38% | $5,329 |
| Federal Pell grants | 21% | $5,867 |
| State/local grants | 84% | $7,737 |
| Federal student loans | 9% | $5,007 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, approximately 84% of undergraduates were awarded grant or scholarship aid averaging $10,123 (for some 29279 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $10,123 |
| Federal Pell grants | 22% | $5,508 |
| Federal student loans | 11% | $6,226 |
Title-IV recipients living on campus saw average grant aid of $15,982.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,787 |
| $30,001 – $75,000 | $5,604 |
| Over $75,000 | $14,755 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,541 |
| Off-campus title-IV students | $6,351 |
To project your own net price, use UF’s NPC: npc.collegeboard.org/app/ufl.
The middle student in the debt distribution at UF owes $14,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $15,000 |
| Typical 10-year monthly payment (graduates) | $159.02/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at UF.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,624 |
| 25th percentile | $7,213 |
| 75th percentile | $24,134 |
| 90th percentile (highest-debt students) | $30,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $13,397 |
| High income | $15,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,791 |
| Continuing-generation students | $14,327 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $14,375 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UF.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at UF:
| Metric | Value |
|---|---|
| Stafford loan recipients | 93420 |
| Total Stafford loan amount | $2,883,751,102 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 653 |
| Total GI Bill amount | $6,926,253 |
| Average GI Bill amount per recipient | $10,607 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 134 |
| Total DoD amount | $351,849 |
| Average DoD amount per recipient | $2,626 |
References
More about our data sources and methodologies.