by our College Data Analytics TeamBelow is the data on what it actually costs to attend University of Georgia, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
The total cost of attendance at University of Georgia varied between $27,436.00 to $47,674.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $27,436.00 in-state against $47,674.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $11,450.00 |
| + Room, board & other expenses | $15,986.00 |
| Total cost | $27,436.00 |
| That is 43% above the national average net price. |
| Total cost | $27,436.00 |
| − Grants and scholarships | −$14,057.00 |
| Net price | $13,379.00 |
| That is 30% below the national average net price. |
| Total cost | $27,436.00 |
| − Grants and scholarships | −$19,908.00 |
| Net price | $7,528.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $31,688.00 |
| + Room, board & other expenses | $15,986.00 |
| Total cost | $47,674.00 |
| That is 148% above the national average net price. |
| Total cost | $47,674.00 |
| − Grants and scholarships | −$14,057.00 |
| Net price | $33,617.00 |
| That is 75% above the national average net price. |
| Total cost | $47,674.00 |
| − Grants and scholarships | −$19,908.00 |
| Net price | $27,766.00 |
| That is 44% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Cost of attendance here has been rising at about 0.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $7,577.00 | $13,467.00 | $27,616.00 |
| Senior year | $7,727.00 | $13,733.00 | $28,162.00 |
| Total 4-year net price | $30,608.00 | $54,398.00 | $111,553.00 |
| 10-year loan interest @ 6.8% | $11,661.00 | $20,724.00 | $42,498.00 |
| Total monthly payment | $352.00 | $626.00 | $1,284.00 |
| Total amount paid | $42,269.00 | $75,122.00 | $154,051.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $7,577.00 | $13,467.00 | $27,616.00 |
| Senior year | $7,627.00 | $13,555.00 | $27,797.00 |
| Total 2-year net price | $15,204.00 | $27,022.00 | $55,412.00 |
| 10-year loan interest @ 6.8% | $5,792.00 | $10,294.00 | $21,110.00 |
| Total monthly payment | $175.00 | $311.00 | $638.00 |
| Total amount paid | $20,997.00 | $37,316.00 | $76,523.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $27,948.00 | $33,837.00 | $47,986.00 |
| Senior year | $28,501.00 | $34,507.00 | $48,936.00 |
| Total 4-year net price | $112,895.00 | $136,685.00 | $193,840.00 |
| 10-year loan interest @ 6.8% | $43,009.00 | $52,072.00 | $73,846.00 |
| Total monthly payment | $1,299.00 | $1,573.00 | $2,231.00 |
| Total amount paid | $155,904.00 | $188,757.00 | $267,686.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $27,948.00 | $33,837.00 | $47,986.00 |
| Senior year | $28,131.00 | $34,059.00 | $48,301.00 |
| Total 2-year net price | $56,079.00 | $67,896.00 | $96,287.00 |
| 10-year loan interest @ 6.8% | $21,364.00 | $25,866.00 | $36,682.00 |
| Total monthly payment | $645.00 | $781.00 | $1,108.00 |
| Total amount paid | $77,443.00 | $93,762.00 | $132,969.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $13,936.00 |
| Average net price (off-campus) | $13,816.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,897.00 |
| $30,000 to $48,000 | $9,336.00 |
| $48,001 to $75,000 | $14,400.00 |
| $75,001 to $110,000 | $17,447.00 |
| Over $110,000 | $17,846.00 |
Get a tailored estimate from the University of Georgia Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at University of Georgia works out to $16,666.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,402.00 |
| Median (50th) | $16,666.00 |
| 75th | $25,500.00 |
| 90th | $30,926.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,250.00 |
| Middle income | $16,675.00 |
| High income | $16,750.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,238.00 |
| Continuing-generation students | $16,000.00 |
First-gen students at University of Georgia graduate with $1,238.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at University of Georgia stands at $1,894.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at University of Georgia is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.5% |
To put the rates in context, Stafford loans at University of Georgia reach $1,888,013,817.00 spread across 72,099 recipients.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 419 |
| Avg GI Bill amount | $10,013.00 |
| DoD Tuition Assistance recipients | 51 |
| Avg DoD Tuition Assistance | $2,273.00 |
Dig into veteran education benefits on the college veterans page.
Use the figures above as a launch point, then think through University of Georgia, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.