by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to University of North Alabama can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial assistance solutions will UNA deliver, and just what are you going to be eligible for? Read on for answers. Scroll down to see what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from University of North Alabama.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at University of North Alabama, 98% of first-time, full-time freshmen received some form of financial aid around 1059 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $11,919 |
| Institutional grants & scholarships | 90% | $10,105 |
| Federal Pell grants | 37% | $6,058 |
| State/local grants | 1% | $2,242 |
| Federal student loans | 47% | $5,132 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at UNA, around 57% of the undergraduate population received grant aid that averaged $10,146 (covering around 4229 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 57% | $10,146 |
| Federal Pell grants | 24% | $5,668 |
| Federal student loans | 32% | $6,550 |
For students living on campus and receiving title-IV aid, grants averaged $11,616.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,086 |
| $30,001 – $75,000 | $9,980 |
| Over $75,000 | $14,544 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,170 |
| Off-campus title-IV students | $11,024 |
For a personalized estimate based on your family’s financial situation, use UNA’s official net price calculator: www.una.edu/financial-aid/calculator/.
Graduating students at UNA carry a median federal student debt of $15,781 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,781 |
| Median federal debt (graduates only) | $22,077 |
| Typical 10-year monthly payment (graduates) | $234.05/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at UNA.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,018 |
| 25th percentile | $5,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $33,944 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,250 |
| Middle income | $15,000 |
| High income | $16,799 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,022 |
| Continuing-generation students | $15,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,000 |
| Independent students | $15,750 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. UNA.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at UNA:
| Metric | Value |
|---|---|
| Stafford loan recipients | 22478 |
| Total Stafford loan amount | $456,300,865 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 268 |
| Total GI Bill amount | $2,026,301 |
| Average GI Bill amount per recipient | $7,561 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 17 |
| Total DoD amount | $37,871 |
| Average DoD amount per recipient | $2,228 |
References
More about our data sources and methodologies.