Most students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Upper Cape Cod Regional Technical School can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will Upper Cape Tech provide, and just what are you going to be eligible for? Read on for answers. Keep going to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Upper Cape Cod Regional Technical School.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Upper Cape Cod Regional Technical School, 87% of first-time, full-time freshmen received some form of financial aid approximately 26 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 57% | $5,957 |
| Institutional grants & scholarships | 3% | $4,905 |
| Federal Pell grants | 57% | $5,669 |
| State/local grants | 0% | — |
| Federal student loans | 57% | $6,622 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Upper Cape Tech, around 54% of the undergraduate population received grant aid that averaged $7,837 (covering around 46 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 54% | $7,837 |
| Federal Pell grants | 45% | $6,054 |
| Federal student loans | 67% | $7,481 |
For on-campus title-IV students, average grant aid came to $8,447.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $22,016 |
| $30,001 – $75,000 | $26,150 |
| Over $75,000 | $26,150 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,373 |
| Off-campus title-IV students | $23,394 |
For an estimate tailored to your family circumstances, see Upper Cape Tech’s net price calculator: www.uctpracticalnursing.com/net-price-calculatorprogram-costs.html.
The middle student in the debt distribution at Upper Cape Tech owes $9,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Upper Cape Tech.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $4,750 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,250 |
The figure below distills the debt data into a single burden category for Upper Cape Tech.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Upper Cape Tech:
| Metric | Value |
|---|---|
| Stafford loan recipients | 565 |
| Total Stafford loan amount | $4,291,585 |
References
More about our data sources and methodologies.