Many students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Ventura Adult and Continuing Education can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does Ventura Adult and Continuing Education provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at Ventura Adult and Continuing Education.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Ventura Adult and Continuing Education, 87% of new full-time first-years were awarded at least some aid (about 48 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $6,403 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 56% | $6,031 |
| State/local grants | 4% | $5,353 |
| Federal student loans | 13% | $5,435 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Ventura Adult and Continuing Education, roughly 91% of undergraduate students received gift aid averaging $4,471 (covering around 148 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $4,471 |
| Federal Pell grants | 47% | $5,814 |
| Federal student loans | 7% | $5,315 |
On-campus students receiving title-IV aid were awarded grants averaging $5,713.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,358 |
| $30,001 – $75,000 | $9,335 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,924 |
| Off-campus title-IV students | $10,242 |
For a customized cost estimate, visit Ventura Adult and Continuing Education’s NPC: www.adultedventura.edu/netprice/index.html.
The median federal debt load at Ventura Adult and Continuing Education comes to $3,920 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $3,920 |
| Median federal debt (graduates only) | $3,920 |
| Typical 10-year monthly payment (graduates) | $41.56/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Ventura Adult and Continuing Education.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $2,249 |
| 75th percentile | $9,135 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $3,500 |
The figure below distills the debt data into a single burden category for Ventura Adult and Continuing Education.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Ventura Adult and Continuing Education:
| Metric | Value |
|---|---|
| Stafford loan recipients | 414 |
| Total Stafford loan amount | $1,772,020 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 4 |
| Total GI Bill amount | $23,598 |
| Average GI Bill amount per recipient | $5,900 |
References
More about our data sources and methodologies.