by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Westminster College can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does Westminster Fulton offer you, and what will you qualify for? Keep scrolling for more information. Keep going to find out how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Westminster College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Westminster College, 100% of first-time, full-time freshmen received some form of financial aid around 159 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $27,192 |
| Institutional grants & scholarships | 97% | $24,635 |
| Federal Pell grants | 40% | $5,292 |
| State/local grants | 43% | $2,559 |
| Federal student loans | 98% | $5,241 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Across the undergraduate body at Westminster Fulton, approximately 100% of undergraduate students received gift aid averaging $26,074 (across roughly 591 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $26,074 |
| Federal Pell grants | 38% | $5,430 |
| Federal student loans | 91% | $6,466 |
For students living on campus and receiving title-IV aid, grants averaged $27,218.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $23,071 |
| $30,001 – $75,000 | $24,015 |
| Over $75,000 | $28,239 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $24,314 |
| Off-campus title-IV students | $26,111 |
For an estimate tailored to your family circumstances, see Westminster Fulton’s net price calculator: www.wcmo.edu/admissions-aid/costs-financial-aid/net-price-calculator.html.
The middle student in the debt distribution at Westminster Fulton owes $19,463 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,463 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Westminster Fulton.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $6,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $31,739 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,638 |
| Middle income | $17,875 |
| High income | $19,598 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,638 |
| Continuing-generation students | $20,500 |
A handful of calculated indicators summarize the debt outlook at Westminster Fulton.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Westminster Fulton:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3010 |
| Total Stafford loan amount | $50,087,075 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 7 |
| Total GI Bill amount | $83,472 |
| Average GI Bill amount per recipient | $11,925 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $12,000 |
| Average DoD amount per recipient | $3,000 |
References
More about our data sources and methodologies.