by our College Data Analytics TeamThe majority of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Z Hair Academy can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financing solutions does Z Hair Academy provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from Z Hair Academy.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Z Hair Academy, 77% of first-time, full-time freshmen received some form of financial aid approximately 85 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $6,092 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 49% | $6,092 |
| State/local grants | 0% | — |
| Federal student loans | 73% | $6,528 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Z Hair Academy, some 45% of the undergraduate population received grant aid that averaged $6,180 (across roughly 148 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $6,180 |
| Federal Pell grants | 45% | $6,180 |
| Federal student loans | 63% | $7,725 |
For on-campus title-IV students, average grant aid came to $5,061.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,036 |
| $30,001 – $75,000 | $14,158 |
| Over $75,000 | $18,599 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,893 |
| Off-campus title-IV students | $15,269 |
To get a personalized net price estimate, try Z Hair Academy’s official net price calculator: zhairacademy.com/net-price-calculator/.
The median federal debt load at Z Hair Academy comes to $9,833 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,833 |
| Median federal debt (graduates only) | $9,833 |
| Typical 10-year monthly payment (graduates) | $104.25/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at Z Hair Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $7,875 |
| 75th percentile | $16,203 |
| 90th percentile (highest-debt students) | $16,500 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,833 |
| Middle income | $9,833 |
| High income | $9,833 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,833 |
| Continuing-generation students | $9,833 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,833 |
| Independent students | $16,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Z Hair Academy.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Z Hair Academy:
| Metric | Value |
|---|---|
| Stafford loan recipients | 996 |
| Total Stafford loan amount | $10,000,761 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 8 |
| Total GI Bill amount | $137,423 |
| Average GI Bill amount per recipient | $17,178 |
References
More about our data sources and methodologies.