by our College Data Analytics TeamThis overview lays out the cost of attending Andrews University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the links below to jump straight to any section on this page:
The total published cost of attendance at Andrews University comes to about $43,670.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $35,056.00 |
| + Room, board & other expenses | $8,614.00 |
| Total cost | $43,670.00 |
| That is 33% above the national average net price. |
| Total cost | $43,670.00 |
| − Grants and scholarships | −$32,671.00 |
| Net price | $10,999.00 |
| That is 66% below the national average net price. |
| Total cost | $43,670.00 |
| − Grants and scholarships | −$31,812.00 |
| Net price | $11,858.00 |
| That is 64% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Cost of attendance here has been rising at about 3.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $12,252.00 | $11,365.00 | $45,121.00 |
| Senior year | $13,515.00 | $12,536.00 | $49,771.00 |
| Total 4-year net price | $51,506.00 | $47,775.00 | $189,683.00 |
| 10-year loan interest @ 6.8% | $19,622.00 | $18,200.00 | $72,262.00 |
| Total monthly payment | $593.00 | $550.00 | $2,183.00 |
| Total amount paid | $71,128.00 | $65,975.00 | $261,946.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $12,252.00 | $11,365.00 | $45,121.00 |
| Senior year | $12,659.00 | $11,742.00 | $46,621.00 |
| Total 2-year net price | $24,911.00 | $23,107.00 | $91,742.00 |
| 10-year loan interest @ 6.8% | $9,490.00 | $8,803.00 | $34,950.00 |
| Total monthly payment | $287.00 | $266.00 | $1,056.00 |
| Total amount paid | $34,402.00 | $31,910.00 | $126,693.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $12,547.00 |
| Average net price (off-campus) | $18,597.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,008.00 |
| $30,000 to $48,000 | $15,853.00 |
| $48,001 to $75,000 | $13,563.00 |
| $75,001 to $110,000 | $17,761.00 |
| Over $110,000 | $24,813.00 |
Get a tailored estimate from the Andrews University Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median graduating debt at Andrews University is $19,716.00, placing the school in the Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $8,250.00 |
| Median (50th) | $19,716.00 |
| 75th | $33,000.00 |
| 90th | $48,375.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $22,000.00 |
| Middle income | $19,000.00 |
| High income | $19,350.00 |
Low-income borrowers graduate with $2,650.00 more than graduates from high-income families.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,500.00 |
| Continuing-generation students | $18,444.00 |
First-generation graduates from Andrews University take on $3,056.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at Andrews University comes to $6,310.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Andrews University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.9% |
For scale, federal Stafford loan disbursements at Andrews University amount to $412,276,363.00 over 9,734 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $13,958.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,250.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Andrews University, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.