This guide covers the real cost of attending Anne Arundel Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
Attendance costs at Anne Arundel Community College spanned $20,548.00 through $23,716.00 across residency tiers.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $20,548.00 in-state versus $23,716.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $8,354.00 |
| + Room, board & other expenses | $12,194.00 |
| Total cost | $20,548.00 |
| That is 7% above the national average net price. |
| Total cost | $20,548.00 |
| − Grants and scholarships | −$4,926.00 |
| Net price | $15,622.00 |
| That is 19% below the national average net price. |
| Total cost | $20,548.00 |
| − Grants and scholarships | −$7,052.00 |
| Net price | $13,496.00 |
| That is 30% below the national average net price. |
| Tuition and fees | $11,522.00 |
| + Room, board & other expenses | $12,194.00 |
| Total cost | $23,716.00 |
| That is 23% above the national average net price. |
| Total cost | $23,716.00 |
| − Grants and scholarships | −$4,926.00 |
| Net price | $18,790.00 |
| That is 2% below the national average net price. |
| Total cost | $23,716.00 |
| − Grants and scholarships | −$7,052.00 |
| Net price | $16,664.00 |
| That is 13% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Below, a full degree is projected forward at today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $13,496.00 | $15,622.00 | $20,548.00 |
| Senior year | $13,496.00 | $15,622.00 | $20,548.00 |
| Total 4-year net price | $53,984.00 | $62,488.00 | $82,192.00 |
| 10-year loan interest @ 6.8% | $20,566.00 | $23,806.00 | $31,312.00 |
| Total monthly payment | $621.00 | $719.00 | $946.00 |
| Total amount paid | $74,550.00 | $86,294.00 | $113,504.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $13,496.00 | $15,622.00 | $20,548.00 |
| Senior year | $13,496.00 | $15,622.00 | $20,548.00 |
| Total 2-year net price | $26,992.00 | $31,244.00 | $41,096.00 |
| 10-year loan interest @ 6.8% | $10,283.00 | $11,903.00 | $15,656.00 |
| Total monthly payment | $311.00 | $360.00 | $473.00 |
| Total amount paid | $37,275.00 | $43,147.00 | $56,752.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,664.00 | $18,790.00 | $23,716.00 |
| Senior year | $16,664.00 | $18,790.00 | $23,716.00 |
| Total 4-year net price | $66,656.00 | $75,160.00 | $94,864.00 |
| 10-year loan interest @ 6.8% | $25,394.00 | $28,633.00 | $36,140.00 |
| Total monthly payment | $767.00 | $865.00 | $1,092.00 |
| Total amount paid | $92,050.00 | $103,793.00 | $131,004.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,664.00 | $18,790.00 | $23,716.00 |
| Senior year | $16,664.00 | $18,790.00 | $23,716.00 |
| Total 2-year net price | $33,328.00 | $37,580.00 | $47,432.00 |
| 10-year loan interest @ 6.8% | $12,697.00 | $14,317.00 | $18,070.00 |
| Total monthly payment | $384.00 | $432.00 | $546.00 |
| Total amount paid | $46,025.00 | $51,897.00 | $65,502.00 |
| See the full net-price breakdown in the net price section below. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $14,915.00 |
| Average net price (off-campus) | $15,929.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,843.00 |
| $30,000 to $48,000 | $15,289.00 |
| $48,001 to $75,000 | $16,798.00 |
| $75,001 to $110,000 | $18,035.00 |
| Over $110,000 | $19,274.00 |
For a personalized estimate, try the Anne Arundel Community College Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median graduating debt at Anne Arundel Community College stands at $6,250.00, which the Department of Education classifies as a Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,750.00 |
| Median (50th) | $6,250.00 |
| 75th | $11,798.00 |
| 90th | $21,100.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,053.00 |
| Middle income | $5,525.00 |
| High income | $5,500.00 |
Low-income graduates carry $2,553.00 more debt than their high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,633.00 |
| Continuing-generation students | $5,500.00 |
First-generation graduates of Anne Arundel Community College hold $1,133.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Anne Arundel Community College works out to $1,563.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Anne Arundel Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.3% |
For a sense of scale, Stafford disbursements at Anne Arundel Community College total $202,583,664.00 spread across 16,638 borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 494 |
| Avg GI Bill amount | $1,784.00 |
| DoD Tuition Assistance recipients | 127 |
| Avg DoD Tuition Assistance | $741.00 |
Dig into veteran education benefits on the college veterans page.
Use the figures above as a launch point, then think through Anne Arundel Community College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.