by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Ashland Community and Technical College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does ACTC offer, and what will you qualify for? Keep scrolling for more information. Keep going to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Ashland Community and Technical College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Ashland Community and Technical College, 99% of first-year full-time students received aid of some kind around 314 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $7,152 |
| Institutional grants & scholarships | 21% | $1,891 |
| Federal Pell grants | 65% | $5,774 |
| State/local grants | 88% | $3,166 |
| Federal student loans | 13% | $4,901 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At ACTC, approximately 88% of undergrads got grants or scholarships worth on average $4,456 (across roughly 2264 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $4,456 |
| Federal Pell grants | 41% | $5,073 |
| Federal student loans | 18% | $6,101 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $8,657.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,002 |
| $30,001 – $75,000 | $5,319 |
| Over $75,000 | $9,052 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,717 |
| Off-campus title-IV students | $4,907 |
For a customized cost estimate, visit ACTC’s official net price calculator: ashland.kctcs.edu/affording-college/net-price-calculator.
A typical borrower at ACTC leaves with $8,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,000 |
| Median federal debt (graduates only) | $10,950 |
| Typical 10-year monthly payment (graduates) | $116.09/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at ACTC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,392 |
| 75th percentile | $12,934 |
| 90th percentile (highest-debt students) | $20,840 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,473 |
| Middle income | $8,157 |
| High income | $6,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $6,146 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,500 |
| Independent students | $9,962 |
The figure below distills the debt data into a single burden category for ACTC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The annual Stafford volume below reflects program activity at ACTC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9055 |
| Total Stafford loan amount | $99,116,424 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 36 |
| Total GI Bill amount | $171,213 |
| Average GI Bill amount per recipient | $4,756 |
References
More about our data sources and methodologies.