by our College Data Analytics TeamHere is what you can expect to pay at Atlantic Cape Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Atlantic Cape Community College came in between $15,261.00 and $16,761.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: near $15,261.00 for in-state students versus $16,761.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $7,568.00 |
| + Room, board & other expenses | $7,693.00 |
| Total cost | $15,261.00 |
| That is 21% below the national average net price. |
| Total cost | $15,261.00 |
| − Grants and scholarships | −$7,205.00 |
| Net price | $8,056.00 |
| That is 58% below the national average net price. |
| Total cost | $15,261.00 |
| − Grants and scholarships | −$8,214.00 |
| Net price | $7,047.00 |
| That is 63% below the national average net price. |
| Tuition and fees | $9,068.00 |
| + Room, board & other expenses | $7,693.00 |
| Total cost | $16,761.00 |
| That is 13% below the national average net price. |
| Total cost | $16,761.00 |
| − Grants and scholarships | −$7,205.00 |
| Net price | $9,556.00 |
| That is 50% below the national average net price. |
| Total cost | $16,761.00 |
| − Grants and scholarships | −$8,214.00 |
| Net price | $8,547.00 |
| That is 56% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Costs have trended upward in recent years at a recent average of 4.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $7,369.00 | $8,424.00 | $15,958.00 |
| Senior year | $8,426.00 | $9,633.00 | $18,248.00 |
| Total 4-year net price | $31,559.00 | $36,078.00 | $68,344.00 |
| 10-year loan interest @ 6.8% | $12,023.00 | $13,744.00 | $26,037.00 |
| Total monthly payment | $363.00 | $415.00 | $787.00 |
| Total amount paid | $43,582.00 | $49,822.00 | $94,381.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $7,369.00 | $8,424.00 | $15,958.00 |
| Senior year | $7,706.00 | $8,809.00 | $16,688.00 |
| Total 2-year net price | $15,075.00 | $17,233.00 | $32,646.00 |
| 10-year loan interest @ 6.8% | $5,743.00 | $6,565.00 | $12,437.00 |
| Total monthly payment | $173.00 | $198.00 | $376.00 |
| Total amount paid | $20,818.00 | $23,799.00 | $45,083.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $8,938.00 | $9,993.00 | $17,527.00 |
| Senior year | $10,220.00 | $11,426.00 | $20,041.00 |
| Total 4-year net price | $38,277.00 | $42,795.00 | $75,062.00 |
| 10-year loan interest @ 6.8% | $14,582.00 | $16,303.00 | $28,596.00 |
| Total monthly payment | $440.00 | $492.00 | $864.00 |
| Total amount paid | $52,859.00 | $59,099.00 | $103,658.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $8,938.00 | $9,993.00 | $17,527.00 |
| Senior year | $9,346.00 | $10,449.00 | $18,328.00 |
| Total 2-year net price | $18,284.00 | $20,442.00 | $35,855.00 |
| 10-year loan interest @ 6.8% | $6,965.00 | $7,788.00 | $13,659.00 |
| Total monthly payment | $210.00 | $235.00 | $413.00 |
| Total amount paid | $25,249.00 | $28,230.00 | $49,514.00 |
See the full net-price breakdown in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $8,392.00 |
| Average net price (off-campus) | $8,502.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,752.00 |
| $30,000 to $48,000 | $7,613.00 |
| $48,001 to $75,000 | $8,914.00 |
| $75,001 to $110,000 | $12,990.00 |
| Over $110,000 | $14,595.00 |
Estimate your specific net price using the school’s Atlantic Cape Community College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving Atlantic Cape Community College amounts to $7,382.00, placing the school in the Very Low (<$10k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,750.00 |
| Median (50th) | $7,382.00 |
| 75th | $12,000.00 |
| 90th | $20,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,269.00 |
| Middle income | $6,469.00 |
| High income | $6,500.00 |
Borrowers from lower-income families leave school with $2,769.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,762.00 |
| Continuing-generation students | $6,500.00 |
First-gen borrowers at Atlantic Cape Community College graduate with $1,262.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Atlantic Cape Community College stands at $1,241.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Atlantic Cape Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.9% |
To put the rates in context, Stafford loans at Atlantic Cape Community College reach $87,771,703.00 over 8,281 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 58 |
| Avg GI Bill amount | $9,537.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $1,960.00 |
Read more about military and veteran aid on the college veterans page.
The figures above are a starting point — as you weigh Atlantic Cape Community College, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.