by our College Data Analytics TeamBelow is the data on what it actually costs to attend Auburn University at Montgomery, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at Auburn University at Montgomery came in between $21,873.00 to $32,841.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: about $21,873.00 in-state, rising to $32,841.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $9,700.00 |
| + Room, board & other expenses | $12,173.00 |
| Total cost | $21,873.00 |
| That is 14% above the national average net price. |
| Total cost | $21,873.00 |
| − Grants and scholarships | −$8,129.00 |
| Net price | $13,744.00 |
| That is 29% below the national average net price. |
| Total cost | $21,873.00 |
| − Grants and scholarships | −$9,647.00 |
| Net price | $12,226.00 |
| That is 36% below the national average net price. |
| Tuition and fees | $20,668.00 |
| + Room, board & other expenses | $12,173.00 |
| Total cost | $32,841.00 |
| That is 71% above the national average net price. |
| Total cost | $32,841.00 |
| − Grants and scholarships | −$8,129.00 |
| Net price | $24,712.00 |
| That is 28% above the national average net price. |
| Total cost | $32,841.00 |
| − Grants and scholarships | −$9,647.00 |
| Net price | $23,194.00 |
| That is 20% above the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Costs have trended upward in recent years at a recent average of 3.2% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $12,614.00 | $14,180.00 | $22,567.00 |
| Senior year | $13,853.00 | $15,573.00 | $24,784.00 |
| Total 4-year net price | $52,908.00 | $59,477.00 | $94,655.00 |
| 10-year loan interest @ 6.8% | $20,156.00 | $22,659.00 | $36,060.00 |
| Total monthly payment | $609.00 | $684.00 | $1,089.00 |
| Total amount paid | $73,064.00 | $82,135.00 | $130,715.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $12,614.00 | $14,180.00 | $22,567.00 |
| Senior year | $13,014.00 | $14,630.00 | $23,283.00 |
| Total 2-year net price | $25,628.00 | $28,810.00 | $45,850.00 |
| 10-year loan interest @ 6.8% | $9,763.00 | $10,976.00 | $17,467.00 |
| Total monthly payment | $295.00 | $332.00 | $528.00 |
| Total amount paid | $35,391.00 | $39,785.00 | $63,317.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $23,930.00 | $25,496.00 | $33,883.00 |
| Senior year | $26,280.00 | $28,000.00 | $37,211.00 |
| Total 4-year net price | $100,372.00 | $106,941.00 | $142,119.00 |
| 10-year loan interest @ 6.8% | $38,238.00 | $40,741.00 | $54,142.00 |
| Total monthly payment | $1,155.00 | $1,231.00 | $1,636.00 |
| Total amount paid | $138,610.00 | $147,681.00 | $196,261.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $23,930.00 | $25,496.00 | $33,883.00 |
| Senior year | $24,689.00 | $26,305.00 | $34,958.00 |
| Total 2-year net price | $48,619.00 | $51,801.00 | $68,841.00 |
| 10-year loan interest @ 6.8% | $18,522.00 | $19,734.00 | $26,226.00 |
| Total monthly payment | $560.00 | $596.00 | $792.00 |
| Total amount paid | $67,141.00 | $71,535.00 | $95,067.00 |
Read more in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,224.00 |
| Average net price (off-campus) | $14,596.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,999.00 |
| $30,000 to $48,000 | $13,645.00 |
| $48,001 to $75,000 | $16,689.00 |
| $75,001 to $110,000 | $18,249.00 |
| Over $110,000 | $16,075.00 |
Run your own numbers with the Auburn University at Montgomery Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The typical debt load for borrowers leaving Auburn University at Montgomery works out to $13,119.00, landing it in the Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,119.00 |
| 75th | $23,500.00 |
| 90th | $37,250.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,000.00 |
| Middle income | $14,125.00 |
| High income | $12,500.00 |
Graduates from lower-income families carry $500.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,336.00 |
| Continuing-generation students | $12,950.00 |
First-generation graduates from Auburn University at Montgomery carry $386.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Auburn University at Montgomery comes to $2,625.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Auburn University at Montgomery is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.0% |
To give some context for these rates, Stafford loans disbursed at Auburn University at Montgomery total $522,555,098.00 spread across 24,176 student borrowers.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 98 |
| Avg GI Bill amount | $3,384.00 |
| DoD Tuition Assistance recipients | 22 |
| Avg DoD Tuition Assistance | $1,865.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Auburn University at Montgomery, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.