This guide covers the real cost of attending Belhaven University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Want a specific number? Skip ahead to any section using the links below:
The cost of attendance at Belhaven University works out to about $38,359.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $30,250.00 |
| + Room, board & other expenses | $8,109.00 |
| Total cost | $38,359.00 |
| That is 17% above the national average net price. |
| Total cost | $38,359.00 |
| − Grants and scholarships | −$24,117.00 |
| Net price | $14,242.00 |
| That is 57% below the national average net price. |
| Total cost | $38,359.00 |
| − Grants and scholarships | −$29,242.00 |
| Net price | $9,117.00 |
| That is 72% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
The reported cost series has been increasing by around 2.8% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $9,375.00 | $14,644.00 | $39,443.00 |
| Senior year | $10,192.00 | $15,921.00 | $42,882.00 |
| Total 4-year net price | $39,118.00 | $61,107.00 | $164,585.00 |
| 10-year loan interest @ 6.8% | $14,902.00 | $23,280.00 | $62,701.00 |
| Total monthly payment | $450.00 | $703.00 | $1,894.00 |
| Total amount paid | $54,020.00 | $84,387.00 | $227,286.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $9,375.00 | $14,644.00 | $39,443.00 |
| Senior year | $9,639.00 | $15,058.00 | $40,557.00 |
| Total 2-year net price | $19,014.00 | $29,703.00 | $80,000.00 |
| 10-year loan interest @ 6.8% | $7,244.00 | $11,316.00 | $30,477.00 |
| Total monthly payment | $219.00 | $342.00 | $921.00 |
| Total amount paid | $26,258.00 | $41,018.00 | $110,477.00 |
For the complete net-price picture, see the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $15,676.00 |
| Average net price (off-campus) | $22,078.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,855.00 |
| $30,000 to $48,000 | $17,039.00 |
| $48,001 to $75,000 | $24,853.00 |
| $75,001 to $110,000 | $28,359.00 |
| Over $110,000 | $25,276.00 |
Estimate your specific net price using the school’s Belhaven University Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median graduating debt at Belhaven University amounts to $18,549.00, placing the school in the Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,457.00 |
| 25th | $6,398.00 |
| Median (50th) | $18,549.00 |
| 75th | $29,916.00 |
| 90th | $40,718.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,817.00 |
| Middle income | $19,000.00 |
| High income | $15,000.00 |
Low-income borrowers graduate with $3,817.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $16,500.00 |
First-gen students at Belhaven University take on $2,500.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Belhaven University amounts to $8,054.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Belhaven University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
For scale, federal Stafford loan disbursements at Belhaven University come to $676,225,683.00 distributed across 22,446 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 49 |
| Avg GI Bill amount | $6,197.00 |
| DoD Tuition Assistance recipients | 26 |
| Avg DoD Tuition Assistance | $3,019.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Belhaven University, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.